Howard County property record for 9889 Postwick Rd, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,372 sqft · built 1962 |
| Lot Size | 0.512 acres (22,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Jun 2021) |
| Tax Bill | $8,898 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-222760 |
| Primary APN | 02-222760 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,372 sqft Total Area |
| Basement Area | 1,029 sqft |
| Finished Basement | 1,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 22,302 sqft (0.512 acres) |
| Garage Type | Carport |
| Garage Area | 392 sqft |
| Carport | Carport |
| Carport Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Deck Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 222760 |
|---|---|
| Street Address | 9889 POSTWICK RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 20 BL E S 1 9889 POSTWICK RD BETHGATE |
| Legal Subdivision | BETHGATE |
| Legal Block | E |
| Legal Lot Number | 20 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 602202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
9889 Postwick Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9889 POSTWICK RD, ELLICOTT CITY, MD 21042-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit APL FCU |
| Jun 29, 2021 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Deed Book / Page | 20669 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9889 POSTWICK RD, ELLICOTT CITY, MD 21042-2207 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9889 POSTWICK RD, ELLICOTT CITY, MD 21042-2207 |
| Document Number | 0219250381 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 21925/381 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 13, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 29, 2021 |
| Property Address | 9889 POSTWICK RD, ELLICOTT CITY, MD 21042-2207 |
| Document Number | 0206690451 |
| Book / Page | 20669 / 451 |
| Map Reference | MB RHM 8 FO 74 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9889 POSTWICK RD, ELLICOTT CITY, MD 21042-2207 |
| Document Number | 20669458 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 20669/458 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 9889 Postwick Rd was $8,898, up 7.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,898.00 (+7.91%) | $574,367 (+8.16%) | $617,700 (-) Land $285,600 Building $332,100 |
| 2025 | $8,246.00 | $531,033 | $617,700 Land $285,600 Building $332,100 |
| 2023 | $454,967 | $487,700 Land $260,600 Building $227,100 | |
| 2022 | $4,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9889 Postwick Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9889 Postwick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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