9889 Meadowridge Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 9889 Meadowridge Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,591 sqft · built 1976
Lot Size	0.53 acres (2,312 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2015)
Tax Bill	$6,256 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-400-13-00`

Property Details

APN / Parcel Number

Primary APN	`505-400-13-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	2,312 sqft (0.53 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9889 MEADOWRIDGE LN
City	SPRING VALLEY
State	CA
Zip	91977-6735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 454 TR 007110
Legal Subdivision	SWEETWATER VILLAGE
Legal Tract	007110
Legal Block	3
Legal Lot Number	454
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3023
Census Tract	13503

Owner

9889 Meadowridge Ln is owned and occupied by an individual who bought it in July 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 22, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI LANDMARK MTG CAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2015 · Amount on File
Deed Sale	Jul 15, 2015 · Amount on File
Prior Sale	Oct 20, 2010 · Amount on File
Deed Document Number	2015372735
Prior Transfer Date	Feb 25, 2015
Prior Transfer Doc	0000090662
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735

Mortgage

Document Number	0000030722
Date	Feb 4, 2026
Instrument	2026-0030722

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735

Mortgage

Document Number	0000129917
Date	Mar 24, 2022
Instrument	2022-0129917

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438022
Date	Oct 22, 2018
Instrument	2018-0438022

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331231
Date	Aug 7, 2019
Instrument	2019-0331231

Lender

Name	FLAGSTAR BANK FSB
Type	Funding / Finance Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9889 MEADOWRIDGE LN, SPRING VALLEY, CA 91977-6735
Document Number	0000158448
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9889 MEADOWRIDGE LN SPRING VALLEY CA 919776735, SPRING VALLEY, CA 91977-6735

Mortgage

Document Number	0000158448
Date	Mar 27, 2020
Instrument	158448

Lender

Name	LANDMARK MTG CAP INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9889 Meadowridge Ln was $6,256.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$476,822 (+2%) Land $201,119 Building $275,703
2025	$6,256.00	$467,474 Land $197,176 Building $270,298
2023	$5,837.00 (+1.58%)	$449,323 Land $189,520 Building $259,803
2022	$5,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9889 Meadowridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9889 Meadowridge Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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