9889 Houston Rd, Sidney, OH 45365 Property Records

Shelby County property record for 9889 Houston Rd, Sidney, OH 45365

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,302 sqft · built 1979
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Sep 1993)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`58-2606476.003`

Property Details

APN / Parcel Number

Primary APN	`58-2606476.003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,302 sqft Living Area
1st Floor Area	2,132 sqft
Upper Floors Area	1,170 sqft
Attic	Attic
Attic Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Rustic
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Mixed
Garage Area	962 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	958 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	9889 HOUSTON RD
City	SIDNEY
State	OH
Zip	45365-8035
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R06 T07 S06 S 1/2 SE QR 450-26-06-476-003PLAT V19 P555
Jurisdiction	SHELBY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2026
Census Tract	972300

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · ARM PARK NATIONAL BANK
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC
May 3, 2006	Deed of Trust, Mortgage SECOND NATIONAL BANK
Dec 22, 2005	Deed of Trust, Mortgage SECOND NATIONAL BANK
Jun 2, 2014	Deed of Trust, Mortgage · ARM SECOND NATIONAL BANK
Mar 29, 2023	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1993 · Amount on Record
Deed Sale	Sep 21, 1993 · Amount on Record
Deed Document Number	1993866
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002308/988
Date	Mar 28, 2022
Book Page	2308/988
Instrument	202201750

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	6.75%
Index	12-Month MTA
Max Rate	10.7%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	PINK TITLE LLC, PK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02316/3690
Date	Sep 26, 2023
Book Page	2316/3690
Instrument	202304284

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2033
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035

Mortgage

Document Number	02329/5030
Date	Jan 12, 2026
Book Page	2329/5030
Instrument	202600168

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	3501 WILMINGTON PIKE, KETTERING, OH 45429

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035

Mortgage

Document Number	02330/1214
Date	Feb 4, 2026
Book Page	2330/1214
Instrument	202600558

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	3501 WILMINGTON PIKE, KETTERING, OH 45429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	3
Max Rate	11.7%

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001587/202
Date	May 3, 2006
Book Page	1587/202
Instrument	200600003126

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	499 S BROADWAY ST, GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 24, 2016

Interest

Rate Type	Adjustable Rate

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001568/327
Date	Dec 22, 2005
Book Page	1568/327
Instrument	200500009845

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	499 S BROADWAY ST, GREENVILLE, OH 45331

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2015

Interest

Rate Type	Adjustable Rate

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001954/492
Date	Jun 2, 2014
Book Page	1954/492
Instrument	201400002444

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

March 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SHELBY OH
Recording Date	Mar 29, 2023
Property Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035
Document Number	02313/5372
Book / Page	2313 / 5372
Instrument Date	Mar 28, 2023
Instrument	202301311
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9889 HOUSTON RD, SIDNEY, OH 45365-8035

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Washington Township
Unified School District	Hardin-Houston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,521.00 (+1.37%)	$145,670 (+9.55%) Land $20,030 Building $125,640
2023	$4,460.00 (+12.68%) Homeowner's exemption Additional exemption filed	$132,970 (+32.35%) Land $20,030 Building $112,940	$416,210 (+45%) Land $57,230 Building $358,980
2022	$3,958.00 Homeowner's exemption Additional exemption filed	$100,470 Land $16,240 Building $84,230
2020			$287,040 Land $46,390 Building $240,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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