9889 E C Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 9889 E C Ave, Richland, MI 49083 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,988 sqft · built 1993
Lot Size	10.3 acres (451,282 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Dec 2020)
Tax Bill	$14,985 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-476-040`

Property Details

APN / Parcel Number

Primary APN	`03-11-476-040`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,988 sqft Living Area
1st Floor Area	1,823 sqft
Basement Area	1,823 sqft
Unfinished Basement	1,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	451,282 sqft (10.3 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9889 E C AVE
City	RICHLAND
State	MI
Zip	49083-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11-1-10 SE FR 1/4 SE FR 1/4 EXC 4 A IN NW COR ALSO EXC E 498 FT LYING S OF GRASS LAKE ALSO EXC BEG IN S LI 676.4 FT W OF
Legal Range	10
Legal Township	01
Legal Section	11
Jurisdiction	KALAMAZOO MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1012
Census Tract	2701

Owner

Source: Kalamazoo County records · APN 03-11-476-040

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9889 E C AVE, RICHLAND, MI 49083-9505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 26, 2017	Deed of Trust, Mortgage · ARM FINANCE OF AMERICA MORTGAGE LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Dec 22, 2020	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202045144
Prior Transfer Date	Nov 08, 2007
Prior Transfer Doc	2007043054
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 20, 2026
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Document Number	2026015914
Instrument Date	May 19, 2026
Instrument	202615914
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9889 E C AVE, RICHLAND, MI 49083-9505

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 20, 2026
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Document Number	0000015914
Instrument Date	May 19, 2026
Instrument	202615914
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9889 E C AVE, RICHLAND, MI 49083-9505

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017025128
Date	Jul 26, 2017
Instrument	2017-025128

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 01, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020044834
Date	Dec 21, 2020
Instrument	2020-044834

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 22, 2020
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Document Number	2020045144
Instrument Date	Dec 15, 2020
Instrument	2020-045144
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$6,493.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9889 E C AVE, 9889, RICHLAND, MI 49083-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3045 THE SPRINGS DR, MONROE, GA 30656-8901

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Transaction Type	Mortgage
Record Updated	Jul 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020019035
Date	Jun 18, 2020
Instrument	2020-019035

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	9889 E C AVE, RICHLAND, MI 49083-9505
Transaction Type	Mortgage
Record Updated	Dec 25, 2019
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019035871
Date	Nov 27, 2019
Instrument	2019-035871

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Richland Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,800 (+4%)	$1,117,600 (+4%)
2025	$14,985.00 (+75.12%) Homeowner's exemption	$537,300 (+22.06%)	$1,074,600 (+22.06%)
2023		$440,200	$880,400
2019	$8,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260770027011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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