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9887 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9887 E Villa Cir, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 2018
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Dec 2018)
Tax Bill$407 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone A (high risk)
APN33-38-09-00002-0000-00182.0

Property Details

APN / Parcel Number

Primary APN33-38-09-00002-0000-00182.0
Alternative APN
  • 62935

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,685 sqft Living Area
2nd Floor Area782 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.069 acres)
Lot Dimensions127 ft deep x 24 ft wide
Garage Area121 sqft
DrivewayDriveway
Driveway Area432 sqft
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number62935
Street Address9887 E VILLA CIR
CityVERO BEACH
StateFL
Zip32966-3149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-6
Legal DescriptionVERONA TRACE & THE VILLAS AT VERONA TRACE LOT 182 PBI 20-69 & PBI 22-16
Legal Range38
Legal Township33
Legal Section09
Legal SubdivisionVERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number182
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2083
Census Tract50908

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 29, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 25, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Dec 3, 2018Special Warranty Deed, Subdivision Related Transfer
NORTH AMERICAN TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2018 · Amount on Record
Deed SaleDec 3, 2018 · Amount on Record
Deed Document Number3120180072436
Deed Book / Page3167 / 0542
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149

Mortgage

Document Number0038332222
DateJan 27, 2026
Book Page3833/2222
Instrument3120260003782
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149

Mortgage

Document Number0033720916
DateDec 29, 2020
Book Page3372/916
Instrument3120200078881
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149
Document Number0032511943
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address9887 E VILLA CIR VERO BEACH FL 329663149, VERO BEACH, FL 32966-3149

Mortgage

Document Number0032511943
DateNov 5, 2019
Book Page003251/001943
Instrument64672
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2049

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 3, 2018
Property Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149
Document Number0031670542
Book / Page3167 / 0542
Map ReferenceMB22 PG16
Instrument DateNov 28, 2018
Instrument3120180072436
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Tax$1,344.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8895 N ORTHMILITARY TRAIL #101-B101-B, 8895, PALM BEACH GARDENS, FL 33410

Transferred To (Grantee/Buyer)

NameVerified Name
Address9887 E VILLA CIR, VERO BEACH, FL 32966-3149

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$407.00 (+136.63%)$175,149 (+5.99%)$247,789 (-11.92%) Land $12,750 Building $235,039
2023$172.00 (+2.38%)$165,255 (+3%)$281,307 (+20.38%) Land $12,750 Building $268,557
2022$168.00$160,441$233,689 Land $12,750 Building $220,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 124 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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