Santa Rosa County property record for 9884 Andrew Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1993 |
| Lot Size | 0.317 acres (13,809 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $282,000 (Mar 2021) |
| Tax Bill | $2,653 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2S-26-3005-00200-1120 |
| Primary APN | 13-2S-26-3005-00200-1120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,809 sqft (0.317 acres) |
| Porch | Open Porch |
| Porch Area | 471 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 132S263005002001120 |
|---|---|
| Street Address | 9884 ANDREW CT |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ORION LAKE PHS III LOT 112 BLK 2 AS DES IN OR 4083 PG 1223 & AS DES IN OR 4419 PG 46 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | ORION LAKE/PHASE 2,3 |
| Legal Block | 2 |
| Legal Lot Number | 112 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10828 |
9884 Andrew Ct is owner-occupied and held in a trust since July 2023.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Mar 9, 2021 · Amount on File |
| Deed Document Number | 0040831223 |
| Deed Book / Page | 4083 / 1223 |
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0044190046 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3 PERIWINKLE, LITTLETON, CO 80127-5794 |
| Document Number | 0040940001 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 4094/1 |
| Instrument | 202120185 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 27, 2023 |
| Property Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Document Number | 0044190046 |
| Book / Page | 4419 / 46 |
| Map Reference | MB F PG 19 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 202333749 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Document Number | 0040831223 |
| Book / Page | 4083 / 1223 |
| Map Reference | MB F PG 19 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 202115199 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,974.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 490 TANGLEWOOD DR, 490, PENSACOLA, FL 32503-3225 |
| Name | Verified Name |
|---|---|
| Address | 9884 ANDREW CT, NAVARRE, FL 32566-3360 |
| Document Number | 0040831226 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 4083/1226 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,653.00 (+2.2%) Homeowner's exemption | $258,107 (+3%) | $280,741 (+3.95%) Land $50,000 Building $230,741 |
| 2023 | $2,596.00 (+2.69%) Homeowner's exemption | $250,589 (+3%) | $270,069 (+11.01%) Land $42,000 Building $228,069 |
| 2022 | $2,528.00 Homeowner's exemption | $243,290 | $243,290 Land $40,000 Building $203,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9884 Andrew Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9884 Andrew Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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