Lucas County property record for 9882 Studer Ln, Whitehouse, OH 43571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,911 sqft · built 2012 |
| Lot Size | 0.185 acres (8,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Oct 2017) |
| Tax Bill | $5,659 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 98-40661 |
| Primary APN | 98-40661 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,911 sqft Living Area |
| 1st Floor Area | 1,911 sqft |
| Basement Area | 1,911 sqft |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 8,100 sqft (0.185 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 526 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9882 STUDER LN |
|---|---|
| City | WHITEHOUSE |
| State | OH |
| Zip | 43571-9064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 23-R2 |
| Legal Description | WESLEY FARMS PLAT ONE LOT 35 |
| Legal Subdivision | WESLEY FARMS PLAT ONE |
| Legal Lot Number | 35 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 8903 |
Source: Lucas County records · APN 98-40661
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 9882 STUDER LN, WHITEHOUSE, OH 43571-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERFORD BANK NA |
| Oct 16, 2017 | Survivorship Deed, Transfer · Conventional Mortgage WATERFORD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Prior Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 17107974 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 9882 STUDER LN, WHITEHOUSE, OH 43571-9064 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 9882 STUDER LN, WHITEHOUSE, OH 43571-9064 |
| Document Number | 0000051001 |
|---|---|
| Date | Dec 01, 2022 |
| Instrument | 202212010051001 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 07, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 9882 STUDER LN, WHITEHOUSE, OH 43571-9064 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051399 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 202011130051399 |
| Name | WATERFORD BANK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 16, 2017 |
| Property Address | 9882 STUDER LN, WHITEHOUSE, OH 43571-9064 |
| Document Number | 0000045262 |
| Map Reference | OR20050511-0032911 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 201710160045262 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9882 STUDER LN, WHITEHOUSE, OH 43571-9064 |
| Document Number | 0000045263 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 201710160045263 |
| Name | WATERFORD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Waterville Township |
| Municipality | Whitehouse Village |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,659.00 (+4.58%) | $112,070 (-) Land $16,380 Building $95,690 | |
| 2024 | $5,411.00 (+4.64%) | $112,070 (+17.81%) Land $16,380 Building $95,690 | $320,200 (+17.81%) Land $46,800 Building $273,400 |
| 2023 | $5,171.00 (-0.96%) | $95,130 (-) Land $12,460 Building $82,670 | |
| 2022 | $5,221.00 Homeowner's exemption | $95,130 Land $12,460 Building $82,670 | |
| 2021 | $271,800 Land $35,600 Building $236,200 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Amplex Electric, Defiance Holdings.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHITEHOUSE VILLAGE serves 5,200 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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