9882 N 2nd St, Roscoe, IL 61073 Property Records

Winnebago County property record for 9882 N 2nd St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 1978
Lot Size	0.463 acres (20,182 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Jul 2013)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-04-329-005`

Property Details

APN / Parcel Number

Primary APN	`08-04-329-005`
Alternative APNs	`804329005` `112C016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	20,182 sqft (0.463 acres)
Garage Area	1,032 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	112C016
Street Address	9882 N 2ND ST
City	ROSCOE
State	IL
Zip	61073-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT 2 YACHT CLUB ESTATES BNG REPLAT OF PT LOT 2 PLAT OF THE MALLOT FARM INS 1/2 SEC 4-45-2 LOT 016
Legal Range	2
Legal Township	45
Legal Section	4
Legal Subdivision	PLAT 2 YACHT CLUB ESTATES
Legal Lot Number	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	1
Census Block	1002
Census Tract	3805

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9882 N 2ND ST, ROSCOE, IL 61073-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY & COUNTY EMPLOYEES CU
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY & CNTY EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	20131031236
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9882 N 2ND ST, ROSCOE, IL 61073-9451
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031951
Date	Sep 9, 2021
Instrument	2131951

Lender

Name	CITY & COUNTY EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 8, 2046

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9882 N 2ND ST, ROSCOE, IL 61073-9451
Document Number	0001037920
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9882 N 2ND ST ROSCOE IL 610739451, ROSCOE, IL 61073-9451

Mortgage

Document Number	0001037920
Date	Nov 14, 2019
Instrument	1037920

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101-2380

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2034

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,506.00	$64,664 (+35.75%) Land $8,688 Building $55,976	$193,992 (+35.75%) Land $26,064 Building $167,928
2022	Homeowner's exemption	$47,635 Land $6,400 Building $41,235	$142,905 Land $19,200 Building $123,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	101 (1978–2026)
Claims Outside the SFHA	27 of 101
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 2010 · 32 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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