9881 SW Legacy Dr, Stuart, FL 34997 Property Records

Martin County property record for 9881 SW Legacy Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,861 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$1,003,300 (Oct 2023)
Tax Bill	$9,242 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-39-41-006-000-0041.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`08-39-41-006-000-0041.0-0-0000`
Alternative APNs	`08-39-41-006-000-00410-0` `1127324`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,861 sqft Living Area
Gross Area	3,653 sqft
1st Floor Area	2,861 sqft
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	792 sqft
Pool Type	In-Ground Pool
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1127324
Street Address	9881 SW LEGACY DR
City	STUART
State	FL
Zip	34997-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 HIGHPOINTE PUD PHASE 1 (PB 19 PG 37
Legal Subdivision	HIGHPOINTE PUD
Legal Block	1
Legal Lot Number	41
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1002
Census Tract	1703

Owner

Source: Martin County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9881 SW LEGACY DR, STUART, FL 34997-5431
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UI EMPLOYEES FEDERAL CREDIT UNION
Oct 2, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	20233038155
Deed Book / Page	3399 / 1474
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 22, 2026
Property Address	9881 SW LEGACY DR, STUART, FL 34997-5431
Document Number	0003205999
Book / Page	3591 / 2190
Instrument Date	Sep 21, 2026
Instrument	20263205999
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9881 SW LEGACY DR, STUART, FL 34997-5431

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Apr 14, 2026
Property Address	9881 SW LEGACY DR, STUART, FL 34997-5431
Document Number	0003180180
Book / Page	3560 / 260
Instrument Date	Apr 8, 2026
Instrument	20263180180
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9881 SW LEGACY DR, STUART, FL 34997-5431

Mortgage

Document Number	0003180180,
Date	Apr 14, 2026
Book Page	3560/260
Instrument	20263180180

Lender

Name	UI EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 2, 2023
Property Address	9881 SW LEGACY DR, STUART, FL 34997-5431
Document Number	0033991474
Book / Page	3399 / 1474
Map Reference	MB 19 PG 37-55
Instrument Date	Sep 27, 2023
Instrument	3038155
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,023.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1475 CENTREPARK BLVD STE 305, 305, WEST PALM BEACH, FL 33401-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9881 SW LEGACY DR, STUART, FL 34997-5431

Mortgage

Document Number	0033991476
Date	Oct 2, 2023
Instrument	3399/1476

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,242.00 (-0.86%) Homeowner's exemption	$599,392 (+2,780.03%)	$821,790 (+1,332.19%) Land $300,000 Building $521,790
2024	$9,322.00 (+1,555.77%)
2023	$563.00	$20,812 (+1%)	$57,380 (-) Land $57,380
2022		$18,920	$57,380 Land $57,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 152 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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