9880 Creet Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9880 Creet Cir, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,090 sqft · built 1991
Lot Size	0.855 acres (37,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (May 2018)
Tax Bill	$208 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2S-26-3005-00200-0220`

Property Details

APN / Parcel Number

Primary APN	`13-2S-26-3005-00200-0220`
Alternative APN	`S262133005002000220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,090 sqft Living Area
Gross Area	2,955 sqft
1st Floor Area	2,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	37,244 sqft (0.855 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	424 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9880 CREET CIR
City	NAVARRE
State	FL
Zip	32566-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ORION LAKE PHS II LT 22 BLK 2 AS DES IN OR 3726 PG 1579
Legal Range	26W
Legal Township	2S
Legal Section	13
Legal Subdivision	ORION LAKE/PHASE 2,3
Legal Block	2
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10828

Owner

Source: Santa Rosa County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9880 CREET CIR, NAVARRE, FL 32566-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage TRIDENT HM LNS
May 11, 2018	Warranty Deed, Transfer · VA Mortgage TRIDENT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Aug 2, 2005 · Amount on Record
Deed Document Number	201818889
Deed Book / Page	3726 / 1579
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9880 CREET CIR, NAVARRE, FL 32566-3346
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9880 CREET CIR, NAVARRE, FL 32566-3346

Mortgage

Document Number	0042370308
Date	Jan 25, 2022
Book Page	4237/308
Instrument	202204395

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9880 CREET CIR, NAVARRE, FL 32566-3346
Document Number	0039231420
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9880 CREET CIR NAVARRE FL 325663346, NAVARRE, FL 32566-3346

Mortgage

Document Number	0039231420
Date	Feb 28, 2020
Book Page	003923/001420
Instrument	9735

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	PENSACOLA, FL 32501-3903

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 11, 2018
Property Address	9880 CREET CIR, NAVARRE, FL 32566-3346
Document Number	0037261579
Book / Page	003726 / 001579
Instrument Date	May 10, 2018
Instrument	18889
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5323 COX RD MILTON FL 325837518, MILTON, FL 32583-7518

Mortgage

Document Number	37261582
Date	May 11, 2018
Book Page	003726/001582
Instrument	18890

Lender

Name	TRIDENT HM LNS
Type	Funding / Finance Company
Address	GULF BREEZE, FL 32561

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208.00 (+7.77%) Homeowner's exemption Veteran's exemption	$205,499 (+2.9%)	$316,157 (+3.1%) Land $52,500 Building $263,657
2024	$193.00 (-90.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$199,707 (+3%)	$306,649 (+3.95%) Land $52,500 Building $254,149
2023	$1,980.00 (+2.96%) Homeowner's exemption	$193,890 (+3%)	$295,008 (+8.01%) Land $44,100 Building $250,908
2022	$1,923.00 Homeowner's exemption	$188,242	$273,132 Land $42,000 Building $231,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

9880 Creet Cir, Navarre, FL 32566 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Creet Cir

Nearby Streets

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