988 Veteran's Row, Elgin, SC 29045 Property Records

Kershaw County property record for 988 Veteran's Row, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4,111 sqft · built 2006
Lot Size	6.5 acres (283,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (May 2026)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`307-00-00-091`

Property Details

APN / Parcel Number

Primary APN	`307-00-00-091`
Alternative APNs	`0307 00 00 0910` `47839`

Interior

Stories	1 Story
Building Area	4,111 sqft Gross Area
1st Floor Area	2,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Lot Area	283,140 sqft (6.5 acres)
Garage Type	Attached
Garage Area	132 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	420 sqft
Porch	Porch
Porch Area	390 sqft
Patio Area	338 sqft

Location & Zoning

Account Number	47839
Street Address	988 VETERANS ROW
City	ELGIN
State	SC
Zip	29045-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	2743-203 1960-212 1943-279
Legal Subdivision	PLAT PREPARED FOR SHERRI E HIGHTOWER
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	970907

Owner

Source: Kershaw County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	988 VETERANS ROW, ELGIN, SC 29045-8357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · VA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
May 22, 2026	Warranty Deed, Transfer · VA Mortgage LUMINATE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Aug 17, 2021 · Amount on Record
Deed Document Number	20264882
Deed Book / Page	5596 / 171
Prior Transfer Date	May 11, 2012
Prior Transfer Doc	0000003994
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	May 22, 2026
Property Address	988 VETERANS ROW, ELGIN, SC 29045-8357
Document Number	0000004882
Book / Page	5596 / 171
Instrument Date	May 20, 2026
Instrument	20264882
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,942.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	988 VETERANS ROW, ELGIN, SC 29045-8357

Mortgage

Document Number	0000004883,
Date	May 22, 2026
Instrument	20264883

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	May 22, 2026
Property Address	988 VETERANS ROW, ELGIN, SC 29045-8357
Document Number	0020264882
Book / Page	5596 / 171
Instrument Date	May 20, 2026
Instrument	20264882
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,942.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	988 VETERANS ROW, ELGIN, SC 29045-8357

Mortgage

Document Number	0000004883,
Date	May 22, 2026
Instrument	20264883

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 (-0.59%)	$525,000 (-) Land $65,000 Building $460,000	$525,000 (-)
2023	$3,222.00	$525,000 Land $65,000 Building $460,000	$525,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Veteran's Row

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures