Henderson County property record for 988 Upward Rd, Flat Rock, NC 28731
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2 ba · 1,814 sqft · built 1998 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Jan 2006) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9587990568 |
| Primary APN | 9587990568 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,814 sqft Heated Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Porch | Slab |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9960764 |
|---|---|
| Street Address | 988 UPWARD RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-6767 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | 9960764~R2 |
| Legal Description | SR1722 OFF UPWARD RD |
| Legal Block | 99 |
| Legal Lot Number | 568 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 988 UPWARD RD, FLAT ROCK, NC 28731-6767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2006 · Amount on Record |
| Deed Sale | Jan 26, 2006 · Amount on Record |
| Deed Book / Page | 1260 / 638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 988 UPWARD RD, FLAT ROCK, NC 28731-6767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038130317 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 3813/317 |
| Instrument | 966371 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | CANDLER, NC 28715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,700 (+12.86%) Land $35,300 Building $224,400 | ||
| 2025 | $1,456.00 | ||
| 2023 | $230,100 Land $35,300 Building $194,800 | $259,700 Land $35,300 Building $224,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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