988 True Brook Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 988 True Brook Rd, Saranac, NY 12981

Property Summary

Property TypeMobile Home
Details980 sqft · built 2022
Lot Size8.4 acres (365,904 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Sep 2013)
Tax Bill$2,389 (2026)
Deeds & MortgagesOct 2022 Refinance
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN094489 225.-1-21.41

Property Details

APN / Parcel Number

Primary APN094489 225.-1-21.41
Alternative APN
  • 448922500000010210410000

Interior

Building Area980 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMobile Home
Foundation TypeSlab (Mat/Raft)
Lot Area365,904 sqft (8.4 acres)
Shed1 Shed

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address988 TRUE BROOK RD
CitySARANAC
StateNY
Zip12981-2833
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 45 T4OMT
Legal Block1
Legal Lot Number21.041
JurisdictionCLINTON NY
Township / Civil DivisionSARANAC
Census Block Group2
Census Block2000
Census Tract103800

Owner

988 True Brook Rd, a mobile home, is owned and occupied by an individual who bought it in September 2013.

Source: Clinton County and Saranac Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address988 TRUE BROOK RD, SARANAC, NY 12981-2833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HOUSING TRUST FUND CORP
Jun 9, 2020Warranty Deed, Transfer
CLINTON ABSTRACT, CLINTON ABS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2013 · Amount on File
Deed SaleSep 10, 2013 · Amount on File
Prior SaleFeb 18, 2005 · Amount on File
Deed Book / Page20132 / 59664
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address988 TRUE BROOK RD, SARANAC, NY 12981-2833
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327943
DateOct 25, 2022
Instrument20220-00327943
Lender
NameHOUSING TRUST FUND CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateJun 9, 2020
Property Address988 TRUE BROOK RD, SARANAC, NY 12981-2833
Document Number0000307934
Instrument DateJun 2, 2020
Instrument307934
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transaction

AmountAmount on Record
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2946 ROUTE 145 EAST DURHAM NY 124231423, EAST DURHAM, NY 12423-1423

Tax Assessment & Valuation

The 2026 property tax bill for 988 True Brook Rd was $2,389, up 199.7% from the year before.

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionSaranac Town
Unified School DistrictSaranac Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,389.00 (+199.75%)
2025$797.00$99,000 Land $33,400 Building $65,600$107,200 Land $36,166 Building $71,034
2023$99,000 Land $33,400 Building $65,600$99,000 Land $33,400 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 988 True Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 988 True Brook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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