988 Stenton Ct, Galt, CA 95632 Property Records

Sacramento County property record for 988 Stenton Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1992
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jul 2019)
Tax Bill	$5,024 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0490-021-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0490-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	988 STENTON CT
City	GALT
State	CA
Zip	95632-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 01B, LOT 145
Legal Subdivision	RIVER OAKS 01B
Legal Lot Number	145
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1004
Census Tract	9410

Owner

988 Stenton Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	988 STENTON CT, GALT, CA 95632-3121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Apr 25, 2020	Deed of Trust, Mortgage HOME PT FIN'L
Jul 10, 2019	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Deed Book / Page	20190710 / 1118
Prior Transfer Date	Aug 13, 2004
Prior Transfer Doc	2004001989
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 STENTON CT, GALT, CA 95632-3121
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 STENTON CT, GALT, CA 95632-3121

Mortgage

Document Number	0000001374
Date	Oct 21, 2021
Instrument	2021102101374

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 28, 2031

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 STENTON CT, GALT, CA 95632-3121
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 STENTON CT, GALT, CA 95632-3121

Mortgage

Document Number	2021102101374
Date	Oct 21, 2021
Instrument	2021102101374

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 28, 2031

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 STENTON CT, GALT, CA 95632-3121
Document Number	2101292469
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	988 STENTON CT GALT CA 956323121, GALT, CA 95632-3121

Mortgage

Document Number	2101292469
Date	Jan 29, 2021
Instrument	2101292469

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	988 STENTON CT, GALT, CA 95632-3121
Document Number	2004301132
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	988 STENTON CT GALT CA 956323121, GALT, CA 95632-3121

Mortgage

Document Number	2004301132
Date	Apr 30, 2020
Instrument	2004301132

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2019
Property Address	988 STENTON CT, GALT, CA 95632-3121
Document Number	1907101118
Instrument Date	Jul 6, 2019
Instrument	1907101118
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	988 STENTON CT GALT CA 956323121, GALT, CA 95632-3121

Mortgage

Document Number	1907101119
Date	Jul 10, 2019
Instrument	1907101119

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 988 Stenton Ct was $5,024, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,048 (+2%) Land $100,394 Building $334,654
2025	$5,024.00 (+4.38%)	$426,519 Land $98,426 Building $328,093
2024	$4,813.00 (+1.67%)
2023	$4,734.00 (+4.09%)	$409,958 Land $94,605 Building $315,353
2022	$4,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 988 Stenton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 988 Stenton Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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