988 Schaper Rd, Foristell, MO 63348 Property Records

St. Charles County property record for 988 Schaper Rd, Foristell, MO 63348

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 3.5 ba · 3,516 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$179,780 (Sep 2021)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`743580A000`

Property Details

APN / Parcel Number

Primary APN	`743580A000`
Alternative APN	`4-0028-S005-00-0014.1000000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,516 sqft Gross Area
1st Floor Area	1,758 sqft
Basement Area	1,758 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	217,800 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	743580A000
Street Address	988 SCHAPER RD
City	FORISTELL
State	MO
Zip	63348-1517
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AA1
Legal Description	PT NW1/4 NW1/4 SEC 5
Legal Subdivision	TENNEY BOUNDARY SURVEY
Legal Lot Number	14
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2094
Census Tract	312003

Owner

988 Schaper Rd, an agricultural property, is owned by two individuals who bought it in September 2021.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	988 SCHAPER RD, FORISTELL, MO 63348-1517
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Construction Mortgage BANK OF OLD MONROE
Sep 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Jul 16, 2014 · Amount on File
Deed Document Number	202173769
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	0000073769
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	988 SCHAPER RD, FORISTELL, MO 63348-1517
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 SCHAPER RD, FORISTELL, MO 63348-1517

Mortgage

Document Number	0000098475
Date	Dec 15, 2020
Instrument	2020R-098475

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 2, 2021
Property Address	988 SCHAPER RD, FORISTELL, MO 63348-1517
Document Number	0000073769
Map Reference	DOC 2020R-070028
Instrument Date	Aug 20, 2021
Instrument	2021R-073769
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 SCHAPER RD, FORISTELL, MO 63348-1517
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073770
Date	Sep 2, 2021
Instrument	2021R-073770

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 988 Schaper Rd was $5,335.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,537 (-)	$484,162 (-) Land $37,746 Building $446,416
2025	$5,335.00	$86,537	$484,162 Land $37,746 Building $446,416
2023		$78,695
2022			$440,578 Land $37,746 Building $402,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 988 Schaper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 988 Schaper Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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