Hardy County property record for 988 S Fork Estates Iii, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2008 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Feb 2022) |
| Tax Bill | $501 (2026) |
| Deeds & Mortgages | Mar 2007 Mortgage May 2009 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-305-0013.0004 |
| Primary APN | 03-305-0013.0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 111,514 sqft (2.56 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 988 S FORK ESTATES III |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-9151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.56 AC LOT 5 SO FORK EST III KELLEY |
| Legal Subdivision | SOUTH FORK ESTATES III SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 970201 |
988 S Fork Estates Iii is owned and occupied by an individual who acquired it in April 2025.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 988 S FORK ESTATES III, MOOREFIELD, WV 26836-9151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2007 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK |
| May 20, 2009 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT COMMUNITY BANK |
| Apr 21, 2016 | Deed of Trust, Mortgage · Commercial Mortgage STANDARD BANK |
| Jul 26, 2007 | Deed of Trust, Mortgage · Line of Credit SUMMIT COMMUNITY BANK |
| Feb 9, 2022 | Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on File |
| Deed Sale | Feb 9, 2022 · Amount on File |
| Prior Sale | Nov 18, 2021 · Amount on File |
| Deed Document Number | 227002 |
| Deed Book / Page | 362 / 775 |
| Last Transfer Date | Apr 28, 2025 |
| Transfer Doc | 000378/860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 988 S FORK ESTATES III, MOOREFIELD, WV 26836-9151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000228/289 |
|---|---|
| Date | Mar 21, 2007 |
| Book Page | 228/289 |
| Instrument | 159472 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 988 S FORK ESTATES III, MOOREFIELD, WV 26836-9151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000247/804 |
|---|---|
| Date | May 20, 2009 |
| Book Page | 247/804 |
| Instrument | 171158 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 988 S FORK ESTATES III, MOOREFIELD, WV 26836-9151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000294/235 |
|---|---|
| Date | Apr 21, 2016 |
| Book Page | 294/235 |
| Instrument | 201983 |
| Name | STANDARD BANK |
|---|---|
| Type | Bank |
| Address | MONROEVILLE, PA 15146 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 988 S FORK ESTATES III, MOOREFIELD, WV 26836-9151 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000232/001 |
|---|---|
| Date | Jul 26, 2007 |
| Book Page | 232/001 |
| Instrument | 161486 |
| Name | SUMMIT COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MOOREFIELD, WV 26836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Feb 9, 2022 |
| Property Address | 988 S FORK ESTATES III, MOOREFIELD, WV 26836-9151 |
| Document Number | 000362/775 |
| Book / Page | 362 / 775 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 227002 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000227003 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 227003 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 988 S Fork Estates Iii was $501, down 3.1% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501.00 (-3.09%) | $65,280 (-3.03%) Land $16,080 Building $49,200 | $108,800 (-3.03%) Land $26,800 Building $82,000 |
| 2025 | $517.00 | $67,320 Land $16,080 Building $51,240 | $112,200 Land $26,800 Building $85,400 |
| 2023 | $494.00 | $64,020 Land $15,060 Building $48,960 | $106,700 Land $25,100 Building $81,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 988 S Fork Estates Iii in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 988 S Fork Estates Iii is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 49% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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