988 Rumson Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 988 Rumson Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1958
Lot Size	0.39 acres (17,018 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jun 2005)
Tax Bill	$6,454 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262800 046.18-2-25`

Property Details

APN / Parcel Number

Primary APN	`262800 046.18-2-25`
Alternative APNs	`28000461800002025000` `01677648000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,018 sqft (0.39 acres)
Lot Dimensions	212 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01677648000
Street Address	988 RUMSON RD
City	ROCHESTER
State	NY
Zip	14616-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND DIV L2 T2 PADDY HILL SEC 1 140-57 L138
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1006
Census Tract	13601

Owner

988 Rumson Rd is owned and occupied by an individual who acquired it in March 2026.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	988 RUMSON RD, ROCHESTER, NY 14616-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2005 · Amount on File
Deed Sale	Jun 2, 2005 · Amount on File
Deed Book / Page	10133 / 60
Last Transfer Date	Mar 13, 2026
Transfer Doc	0003397650
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	988 RUMSON RD, ROCHESTER, NY 14616-1101
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000767
Date	Dec 22, 2023
Book Page	30540/371
Instrument	202312220767

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 988 Rumson Rd was $6,454 with exemptions applied, up 36.3% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,454.00 (+36.33%) Homeowner's exemption Senior Citizen's exemption
2025	$4,734.00	$137,300 Land $24,300 Building $113,000	$225,100 Land $39,839 Building $185,261
2023		$137,300 (+2.08%) Land $24,300 Building $113,000	$159,651 (+2.08%) Land $28,256 Building $131,395
2022		$134,500 Land $27,000 Building $107,500	$156,400 Land $31,396 Building $125,004
2021	$4,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 988 Rumson Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 988 Rumson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20