988 River St, Fillmore, CA 93015 Property Records

Ventura County property record for 988 River St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,548 sqft · built 2004
Lot Size	0.14 acres (6,092 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,207 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`052-0-201-035`

Property Details

APN / Parcel Number

Primary APN	`052-0-201-035`
Alternative APN	`520200020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,092 sqft (0.14 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	163 sqft

Location & Zoning

Street Address	988 RIVER ST
City	FILLMORE
State	CA
Zip	93015-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 530400 LOT: 3 REF: 149MR 74
Legal Subdivision	TRACT NO 5304
Legal Tract	530400
Legal Block	201
Legal Lot Number	3
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	3
Census Block	3014
Census Tract	303

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	988 RIVER ST, FILLMORE, CA 93015-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Aug 25, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 10, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021
Deed Sale	Aug 25, 2021
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	2021158312
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000158312
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	988 RIVER ST, FILLMORE, CA 93015-1845
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 RIVER ST, FILLMORE, CA 93015-1845

Mortgage

Document Number	0000020350
Date	Mar 19, 2026
Instrument	2026000020350

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	988 RIVER ST, FILLMORE, CA 93015-1845
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 RIVER ST, FILLMORE, CA 93015-1845

Mortgage

Document Number	0000000489
Date	Jan 4, 2024
Instrument	2024000000489

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 25, 2021
Property Address	988 RIVER ST, FILLMORE, CA 93015-1845
Document Number	0000158312
Map Reference	MB 149 PG 74-78
Instrument Date	Jul 29, 2021
Instrument	20210825-00158312
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	988 RIVER ST, FILLMORE, CA 93015-1845

Mortgage

Document Number	0000158313
Date	Aug 25, 2021
Instrument	20210825-00158313

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	988 RIVER ST, FILLMORE, CA 93015-1845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085012
Date	Jun 30, 2017
Instrument	20170630-00085012

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2020
Property Address	988 RIVER ST, FILLMORE, CA 93015-1845
Document Number	0000081423
Map Reference	MB 149 PG 74-78
Instrument Date	May 27, 2020
Instrument	20200610-00081423
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 RIVER ST, FILLMORE, CA 93015-1845

Mortgage

Document Number	0000081424
Date	Jun 10, 2020
Instrument	20200610-00081424

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,266 (+2%) Land $409,954 Building $220,312
2025	$12,207.00 (+5.63%) Homeowner's exemption	$617,908 (+4.04%) Land $401,915 Building $215,993
2024	$11,556.00 (-0.92%)
2023	$11,663.00 (+6.61%) Homeowner's exemption	$593,915 Land $386,309 Building $207,606
2022	$10,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rocket Broadband Fixed Wireless	150 / 50

May also be available: GeoLinks.

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