Wayne County property record for 988 Ramseys Point Rd, Monticello, KY 42633
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 624 sqft · built 1975 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000 (Jun 2023) |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-40-01-018.00 |
| Primary APN | 022-40-01-018.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 96 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Electric |
| Account Number | 25258 |
|---|---|
| Street Address | 988 RAMSEYS POINT RD |
| City | MONTICELLO |
| State | KY |
| Zip | 42633-8009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERTRAM & LAIR SUB |
| Legal Subdivision | BERTRAM & LAIR SUB |
| Jurisdiction | WAYNE KY |
| Township / Civil Division | MILL SPRINGS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 920101 |
988 Ramseys Point Rd is owned by two individuals who bought it in June 2023.
Source: Wayne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1403 11TH ST, WEST PORTSMOUTH, OH 45663-5821 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Oct 28, 2019 · Amount on File |
| Deed Document Number | 2023157466 |
| Deed Book / Page | 407 / 532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | WAYNE KY |
| Recording Date | Oct 28, 2019 |
| Property Address | 988 RAMSEYS POINT RD, MONTICELLO, KY 42633 |
| Document Number | 384/699 |
| Book / Page | 384 / 699 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 142876 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $43.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 MID DR, 58, RICHMOND, IN 47374-2034 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1403 11TH ST, WEST PORTSMOUTH, OH 45663-5821 |
The 2025 property tax bill for 988 Ramseys Point Rd was $382.
Source: Wayne County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Wayne County |
| Unified School District | Wayne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,500 (-) Land $10,000 Building $33,500 | $43,500 (-) Land $10,000 Building $33,500 | |
| 2025 | $382.00 | $43,500 | $43,500 |
| 2023 | $410.00 | $43,500 | $43,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 988 Ramseys Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 988 Ramseys Point Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
May also be available: Community Telecom Services.
4G LTE (outdoors only), no 5G reported
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