988 N Illinois Route 3, Waterloo, IL 62298 Property Records

Monroe County property record for 988 N Illinois Route 3, Waterloo, IL 62298

Property Summary

Property TypeExempt (Full or Partial)
Lot Size3.52 acres (153,331 sqft)
OwnerCompany Name on Record
Deeds & MortgagesMar 2018 Sale
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-13-400-001-000

Property Details

APN / Parcel Number

Primary APN07-13-400-001-000
Alternative APN
  • 07130000002500 00

Exterior

Lot Area153,331 sqft (3.52 acres)

Location & Zoning

Street Address988 N ILLINOIS ROUTE 3
CityWATERLOO
StateIL
Zip62298-1000
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeMB2
Legal DescriptionPART TOWN LOT 3E DOCKET #88-67-57 & 01-67-17 0158097
Legal Range10W
Legal Township02S
Legal Section13
Legal Lot Number3E
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group4
Census Block4010
Census Tract600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address988 N ILLINOIS ROUTE 3, WATERLOO, IL 62298-1000
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2018Grant Deed, Transfer
COLUMBIA TITLE
Aug 9, 2017Deed of Trust, Mortgage
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateMar 8, 2018
Property Address988 N ILLINOIS ROUTE 3, WATERLOO, IL 62298-1000
Document Number0000394743
Instrument DateMar 6, 2018
Instrument394743
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanyCOLUMBIA TITLE

Transaction

AmountAmount Recorded
Tax$67.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address943 N ROGERS ST WATERLOO IL 622981792, WATERLOO, IL 62298-1792

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address988 N ILLINOIS ROUTE 3, WATERLOO, IL 62298-1000
Document Number0000391582
Instrument DateAug 9, 2017
Transaction TypeMortgage
Record UpdatedSep 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address988 N ILLINOIS ROUTE 3 WATERLOO IL 622981000, WATERLOO, IL 62298-1000

Mortgage

Document Number0000391582
DateAug 24, 2017
Instrument391582
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
AmountAmount Recorded
Term180 Months
DueAug 23, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2022Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on N Illinois Route 3

Nearby Streets

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