988 Greengate Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 988 Greengate Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2016
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2018)
Tax Bill	$10,224 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`213-390-590-000`

Property Details

APN / Parcel Number

Primary APN	`213-390-590-000`
Alternative APN	`213-390-59`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Area	615 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	213-390-59
Street Address	988 GREENGATE CT
City	LATHROP
State	CA
Zip	95330-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT 213-310-22/PT TO 380-67 RIVER ISLANDS VIL
Legal Subdivision	RIVER ISLANDS VILLAE C4
Legal Block	1
Legal Lot Number	59
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1085
Census Tract	5214

Owner

988 Greengate Ct is owned and occupied by two individuals who bought it in August 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	988 GREENGATE CT, LATHROP, CA 95330-8550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · SBA Mortgage US METRO BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Mar 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 14, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Prior Sale	Apr 21, 2016 · Amount on File
Deed Document Number	201889569
Prior Transfer Date	Apr 6, 2016
Prior Transfer Doc	0000044845
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	988 GREENGATE CT, LATHROP, CA 95330-8550
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 GREENGATE CT, LATHROP, CA 95330-8550

Mortgage

Document Number	0000050967
Date	Mar 22, 2021
Instrument	2021-050967

Lender

Name	US METRO BANK
Type	Bank
Address	GLENDALE, CA 91203

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	988 GREENGATE CT, LATHROP, CA 95330-8550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 GREENGATE CT, LATHROP, CA 95330-8550

Mortgage

Document Number	0000108720
Date	Aug 27, 2020
Instrument	2020-108720

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	988 GREENGATE CT, LATHROP, CA 95330-8550
Document Number	0000031950
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	988 GREENGATE CT LATHROP CA 953308550, LATHROP, CA 95330-8550

Mortgage

Document Number	0000031950
Date	Apr 1, 2019
Instrument	31950

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 31, 2044

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 14, 2018
Property Address	988 GREENGATE CT, LATHROP, CA 95330-8550
Document Number	0000089569
Map Reference	MB 42 PG 28
Instrument Date	Aug 8, 2018
Instrument	2018-089569
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	988 GREENGATE CT, LATHROP, CA 95330-8550

Mortgage

Document Number	0000089570
Date	Aug 14, 2018
Instrument	2018-089570

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	988 GREENGATE CT, LATHROP, CA 95330-8550
Document Number	0000112381
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	988 GREENGATE CT LATHROP CA 953308550, LATHROP, CA 95330-8550

Mortgage

Document Number	0000112381
Date	Sep 28, 2017
Instrument	112381

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 988 Greengate Ct was $10,224, up 0.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,224.00 (+0.11%)
2025	$10,213.00	$574,488 Land $133,860 Building $440,628
2023	$9,778.00 (+1.94%)	$552,182 Land $128,663 Building $423,519	$710,100
2022	$9,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 988 Greengate Ct in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 988 Greengate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, unWired Broadband, Verizon.

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