Garrard County property record for 988 Fall Lick Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jun 2024) |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-73.02 |
| Primary APN | 35-73.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Exterior Material | Vinyl |
|---|---|
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,604 sqft (1 acres) |
| Garage Type | Basement |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 25780 |
|---|---|
| Street Address | 988 FALL LICK RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.001 AC & H |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 988 FALL LICK RD, LANCASTER, KY 40444-7301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on Record |
| Deed Sale | Jun 20, 2024 · Amount on Record |
| Deed Document Number | 2024185611 |
| Deed Book / Page | 326 / 784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 5, 2026 |
| Property Address | 988 FALL LICK RD, LANCASTER, KY 40444-7301 |
| Document Number | 0000216232 |
| Book / Page | 473 / 1 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026216232 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 988 FALL LICK RD, LANCASTER, KY 40444-7301 |
| Document Number | 0000216232, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 473/1 |
| Instrument | 2026216232 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (-) Land $35,000 Building $290,000 | $325,000 (-) Land $35,000 Building $290,000 | |
| 2025 | $3,442.00 (+502.8%) Homeowner's exemption | $325,000 (+225%) Land $35,000 Building $290,000 | $325,000 (+225%) Land $35,000 Building $290,000 |
| 2024 | $571.00 (-41.97%) Homeowner's exemption | $100,000 (+11.11%) Land $30,000 Building $70,000 | $100,000 (+11.11%) Land $30,000 Building $70,000 |
| 2023 | $984.00 (-0.91%) | $90,000 (-) Land $25,000 Building $65,000 | $90,000 (-) Land $25,000 Building $65,000 |
| 2022 | $993.00 | $90,000 Land $25,000 Building $65,000 | $90,000 Land $25,000 Building $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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