988 Elk Valley Dr, Evergreen, CO 80439 Property Records

Clear Creek County property record for 988 Elk Valley Dr, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,024 sqft · built 2001
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$355,500 (May 2007)
Tax Bill	$3,626 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1963-031-02-049`

Property Details

APN / Parcel Number

Primary APN	`1963-031-02-049`
Alternative APN	`R011864`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,024 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	1,400 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R011864
Street Address	988 ELK VALLEY DR
City	EVERGREEN
State	CO
Zip	80439-4927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SADDLEBACK RIDGE ESTATES BLOCK: 2 LOT: 27 F2 ESMT 610/747, SURV #247224 784/252
Legal Subdivision	SADDLEBACK RIDGE ESTATES
Legal Block	2
Legal Lot Number	27
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	3
Census Block	3066
Census Tract	14702

Owner

Source: Clear Creek County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	988 ELK VALLEY DR, EVERGREEN, CO 80439-4927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2007 · Amount on Record
Deed Sale	May 8, 2007 · Amount on Record
Deed Document Number	2007244543
Deed Book / Page	773 / 337
Last Transfer Date	Nov 22, 2017
Transfer Doc	0009420613
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	988 ELK VALLEY DR, EVERGREEN, CO 80439-4927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009660133
Date	Jun 12, 2019
Book Page	00966/0133
Instrument	291812

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	988 ELK VALLEY DR, EVERGREEN, CO 80439-4927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009530135
Date	Jul 31, 2018
Book Page	00953/0135
Instrument	288735

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2038

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Nov 29, 2017
Property Address	988 ELK VALLEY DR, EVERGREEN, CO 80439-4927
Document Number	0009420613
Book / Page	00942 / 0613
Instrument Date	Nov 22, 2017
Instrument	286261
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	988 ELK VALLEY DR # DR804394, 988, EVERGREEN, CO 80439-4927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 ELK VALLEY DR, EVERGREEN, CO 80439-4927

Mortgage

Document Number	0000286262
Date	Nov 29, 2017
Instrument	286262

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (+21.88%)	$46,080 (+12.45%) Land $3,390 Building $42,690	$737,400 (+20.56%) Land $54,300 Building $683,100
2023	$2,975.00 (+8.46%)	$40,980 (+9.54%) Land $3,340 Building $37,640	$611,640 (+13.62%) Land $49,820 Building $561,820
2022	$2,743.00	$37,410 Land $3,770 Building $33,640	$538,300 Land $54,300 Building $484,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
CenturyLink DSL	100 / 10
Clear Creek Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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