988 E Morningstar Ln, Hernando, FL 34442 Property Records

Citrus County property record for 988 E Morningstar Ln, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,474 sqft · built 2002
Lot Size	1.1 acres (48,050 sqft)
Owner	2 Company Names on Record
Last Sale	$240,000 (Feb 2014)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-17-0010-000E0-0050`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-17-0010-000E0-0050`
Alternative APNs	`1718S19E0010000E00050` `2356791`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,474 sqft Living Area
Gross Area	3,997 sqft
1st Floor Area	2,474 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	48,050 sqft (1.1 acres)
Garage Type	Attached
Garage Area	1,158 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Pool Area	432 sqft
Porch	Finished/Screened Porch
Porch Area	452 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2356791
Street Address	988 E MORNINGSTAR LN
City	HERNANDO
State	FL
Zip	34442-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	FAIRVIEW ESTATES PB 12 PG 49 LOT 5 BLK E
Legal Range	19E
Legal Township	18S
Legal Section	07
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	E
Legal Lot Number	5
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2011
Census Tract	450104

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2014 · Amount on Record
Deed Sale	Feb 13, 2014 · Amount on Record
Prior Sale	Nov 1, 2001 · Amount on Record
Deed Document Number	20146235
Deed Book / Page	2605 / 41
Last Transfer Date	Sep 29, 2025
Transfer Doc	0036071351
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Oct 3, 2025
Property Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Document Number	0036071351
Book / Page	3607 / 1351
Map Reference	MB 12 PG 49-60
Instrument Date	Sep 29, 2025
Instrument	2025060033
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031080416
Date	Nov 13, 2020
Book Page	3108/416
Instrument	2020061661

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Document Number	0030600799
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 E MORNINGSTAR LN HERNANDO FL 344422854, HERNANDO, FL 34442-2854

Mortgage

Document Number	0030600799
Date	May 15, 2020
Book Page	003060/000799
Instrument	25064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	988 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Document Number	0028630828
Book / Page	002863 / 000828
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	988 E MORNINGSTAR LN HERNANDO FL 344422854, HERNANDO, FL 34442-2854

Mortgage

Document Number	0028630828
Date	Nov 9, 2017
Book Page	002863/000828
Instrument	51574

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+4.48%)	$265,317 (-40.09%)	$433,791 (-2.05%) Land $33,500 Building $400,291
2024	$3,347.00 (+2.45%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$442,879 (+1.62%) Land $33,500 Building $409,379	$442,879 (+1.62%) Land $33,500 Building $409,379
2023	$3,267.00 (+4.44%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$435,839 (+9.7%) Land $31,500 Building $404,339	$435,839 (+9.7%) Land $31,500 Building $404,339
2022	$3,128.00 Homeowner's exemption Additional exemption filed	$397,310 Land $21,500 Building $375,810	$397,310 Land $21,500 Building $375,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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