988 E Main St, Unit D, El Cajon, CA 92021 Property Records

San Diego County property record for 988 E Main St, Unit D, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,360 sqft · built 1981
Lot Size	2.19 acres (95,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$488,000 (Jan 2022)
Tax Bill	$6,107 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`489-130-52-20`

Property Details

APN / Parcel Number

Primary APN	`489-130-52-20`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Lot Area	95,787 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	988 E MAIN ST, D
City	EL CAJON
State	CA
Zip	92021-6228
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 20PER DOC80-186586&232777&UND INT IN TR 009410
Legal Subdivision	PEPPER OAK
Legal Tract	009410
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	988 E MAIN ST, D, EL CAJON, CA 92021-6228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Jan 4, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 4, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2019	Deed of Trust, Mortgage · VA Mortgage SUMMIT FUNDING INC
Mar 12, 2019	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Sep 6, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Mar 12, 2019 · Amount on Record
Deed Document Number	20224837
Prior Transfer Date	May 6, 1996
Prior Transfer Doc	0000248651
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2022
Property Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228
Document Number	0000004836
Map Reference	MAP 9410
Instrument Date	Dec 29, 2021
Instrument	2022-0004836
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10813 VIA LOS NARCISOS APT C, C, SAN DIEGO, CA 92129-1772

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2022
Property Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228
Document Number	0000004835
Map Reference	MAP 9410
Instrument Date	Dec 27, 2021
Instrument	2022-0004835
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 N MOLLISON AVE APT 50, 50, EL CAJON, CA 92021-6889

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2022
Property Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228
Document Number	0000004837
Map Reference	MAP 9410
Instrument Date	Dec 2, 2021
Instrument	2022-0004837
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228

Mortgage

Document Number	0000004838
Date	Jan 4, 2022
Instrument	2022-0004838

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563679
Date	Dec 4, 2019
Instrument	2019-0563679

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2019
Property Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228
Document Number	0000088309
Map Reference	MAP 9410
Instrument Date	Feb 27, 2019
Instrument	2019-0088309
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228

Mortgage

Document Number	0000088310
Date	Mar 12, 2019
Instrument	2019-0088310

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2017
Property Address	988 E MAIN ST UNIT D, D, EL CAJON, CA 92021-6228
Document Number	0000407626
Instrument Date	Jul 5, 2017
Instrument	407626
Transaction Type	Foreclosure
Record Updated	Sep 11, 2017

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8504 CALLE DE BUENA FE EL CAJON CA 920212093, EL CAJON, CA 92021-2093

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,224 (+2%) Land $113,928 Building $414,296
2025	$6,107.00 (+2%)	$517,868 (+4.04%) Land $111,695 Building $406,173
2023	$5,987.00 (+30.75%)	$497,759 Land $107,358 Building $390,401
2022	$4,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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