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988 E Isabella Rd, Midland, MI 48640 Property Records

Midland County property record for 988 E Isabella Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 973 sqft
Lot Size0.739 acres (32,234 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (May 2021)
Tax Bill$1,674 (2022)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN040-022-100-000-00

Property Details

APN / Parcel Number

Primary APN040-022-100-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area973 sqft Living Area
Basement Area702 sqft

Exterior

Exterior MaterialWood Siding
Lot Area32,234 sqft (0.739 acres)
Garage Area315 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number04002210000000
Street Address988 E ISABELLA RD
CityMIDLAND
StateMI
Zip48640-8226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 22 T14N R1E COM 121.12 FT S OF NE SE COR, TH W 33 FT, N 31D 20M W 72.18 FT, W TO A PT 205 FT W OF E SEC LN, S 163.85 FT,
Legal Range01E
Legal Township14N
Legal Section22
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group2
Census Block2006
Census Tract291200

Owner

988 E Isabella Rd is owned and occupied by an individual who bought it in May 2021.

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address988 E ISABELLA RD, MIDLAND, MI 48640-8226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 28, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2021 · Amount on File
Deed SaleMay 20, 2021 · Amount on File
Prior SaleJun 28, 2019 · Amount on File
Deed Document Number0016451400
Deed Book / Page1645 / 1400
Record UpdatedJun 7, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMay 20, 2021
Property Address988 E ISABELLA RD, MIDLAND, MI 48640-8226
Document Number1645/1400
Book / Page1645 / 1400
Instrument DateMay 14, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1505 SETTLERS PSGE, 1505, MIDLAND, MI 48642-3376

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 GLIDDEN RD, BEAVERTON, MI 48612-9168

Mortgage

Document Number16451401
DateMay 20, 2021
Instrument1645/1401
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 28, 2019
Property Address988 E ISABELLA RD, MIDLAND, MI 48640-8226
Document Number01625/00588
Book / Page01625 / 00588
Instrument DateJun 25, 2019
Instrument01625-00588
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
Tax$43.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3745 GROVNER RD N, 3745, SAINT PAUL, MN 55128-3222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 SETTLERS PSGE, MIDLAND, MI 48642-3376

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Flood

FEMA maps place 988 E Isabella Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 988 E Isabella Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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