Garrett County property record for 988 Crows Point Rd, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,692 sqft · built 2004 |
| Lot Size | 3.57 acres (155,659 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $24,545 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-037076 |
| Primary APN | 18-037076 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 5,692 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 155,659 sqft (3.57 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 962 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 422 sqft |
| Deck Area | 1,818 sqft |
| Balcony Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037076 |
|---|---|
| Street Address | 988 CROWS POINT RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 155659 SQ FT W/370.4 THOUSAND ACRES DEEP CREEK LAKE |
| Legal Subdivision | THOUSAND ACRES DEEP CREEK |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 501 |
Source: Garrett County assessment roll, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18813 DOVER DR, HAGERSTOWN, MD 21742-2493 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 988 CROWS POINT RD, SWANTON, MD 21561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020710031 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 2071/0031 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21742 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.12% |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,545.00 (+22.3%) | $2,204,600 (+28.49%) | $2,303,400 (+6.88%) Land $740,700 Building $1,562,700 |
| 2023 | $20,070.00 | $1,715,800 | $2,155,200 Land $650,600 Building $1,504,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Declaration Networks Group, Verizon.
5G and 4G LTE (outdoors only)
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