Flagler County property record for 9878 Co Rd 305, Bunnell, FL 32110
| Property Type | Commercial |
|---|---|
| Details | 3 ba · 3,853 sqft · built 1996 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 27-13-29-0000-02010-0000 |
| Primary APN | 27-13-29-0000-02010-0000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,853 sqft Gross Area |
| 1st Floor Area | 2,997 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9878 COUNTY ROAD 305 |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-5636 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AC |
| Legal Description | 10.00 ACRES DESC AS THE SLY 489.53 OF NLY 549.53 OF WLY 889.83 OF ELY 939.83 OF SAID SEC OR 1315/1932 |
| Legal Range | 29E |
| Legal Township | 13S |
| Legal Section | 27 |
| Legal Block | 201 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 60206 |
9878 Co Rd 305, a commercial property, is held in a trust since May 2025.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9878 COUNTY ROAD 305, BUNNELL, FL 32110-5636 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2002 |
| Deed Sale | Nov 15, 2002 |
| Prior Sale | Feb 7, 2001 |
| Deed Book / Page | 865 / 282 |
| Last Transfer Date | May 23, 2025 |
| Transfer Doc | 0029630924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 9878 COUNTY ROAD 305, BUNNELL, FL 32110-5636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 0023090388 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 2309/0388 |
| Instrument | 2018036764 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 9878 COUNTY ROAD 305, BUNNELL, FL 32110-5636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023391908 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 2339/1908 |
| Instrument | 2019007982 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 9878 COUNTY ROAD 305, BUNNELL, FL 32110-5636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024570832 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 2457/832 |
| Instrument | 2020026102 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 9878 Co Rd 305 was $1,960, down 16% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,960.00 (-16.02%) | $183,433 | $391,046 Land $100,000 Building $291,046 |
| 2024 | $2,334.00 (+2.37%) | ||
| 2023 | $2,280.00 (+26.25%) Homeowner's exemption | $173,108 (+2.99%) Land $35,640 Building $137,468 | $355,633 (+2.27%) |
| 2022 | $1,806.00 Homeowner's exemption | $168,085 Land $35,640 Building $132,445 | $347,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9878 Co Rd 305 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (2001–2024) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9878 Co Rd 305 is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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