9876 McGee St, Elberta, AL 36530 Property Records

Baldwin County property record for 9876 McGee St, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 2005
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Nov 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`61-01-12-0-000-021`

Property Details

APN / Parcel Number

Primary APN	`61-01-12-0-000-021`
Alternative APNs	`200238` `47310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,288 sqft Heated Area
1st Floor Area	2,288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	170 ft deep x 180 ft wide
View / Lot	Waterfront / Beach
Boat Access	Boat Access
Boat House	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	200238
Street Address	9876 MCGEE ST
City	ELBERTA
State	AL
Zip	36530-6548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	184' X 170'(S) 160.1 SUR LOT 25 OF REPLAT OF LOTS 25 & 26 BLK 8 OF RIVER JUNCTION SUB SLIDE 2507-C SEC 12-T8S-R4E (QCD)
Legal Subdivision	RIVER JUNCTION
Legal Block	8
Legal Lot Number	25-26
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	3
Census Block	3030
Census Tract	11504

Owner

Source: Baldwin County records · APN 61-01-12-0-000-021

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9876 MCGEE ST, ELBERTA, AL 36530-6548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 28, 2017	Intrafamily Transfer, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 07, 2017
Transfer Doc	0001672780
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9876 MCGEE ST, ELBERTA, AL 36530-6548
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001688035
Date	Apr 03, 2018
Instrument	1688035

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 16, 2018
Property Address	9876 MCGEE ST, ELBERTA, AL 36530-6548
Document Number	0001730255
Instrument Date	Nov 02, 2018
Instrument	1730255
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9876 MCGEE ST ELBERTA AL 365306548, ELBERTA, AL 36530-6548

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Dec 28, 2017
Property Address	9876 MCGEE ST, ELBERTA, AL 36530-6548
Document Number	0001672780
Map Reference	MB3 PG97
Instrument Date	Dec 07, 2017
Instrument	1672780
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9876 MCGEE ST, 9876, ELBERTA, AL 36530-6548

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9876 MCGEE ST, ELBERTA, AL 36530-6548

Mortgage

Document Number	0001672781
Date	Dec 28, 2017
Instrument	1672781

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 (+7.05%)	$79,760 (+6.89%) Land $42,380 Building $37,380	$813,100 (+9.01%) Land $432,200 Building $380,900
2023	$2,044.00 (+17.27%) Homeowner's exemption	$74,620 (+16.85%)	$745,900 (+16.82%) Land $364,300 Building $381,600
2022	$1,743.00 (+19.3%) Homeowner's exemption	$63,860	$638,500 Land $346,000 Building $292,500
2021	$1,461.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), as of September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030115043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	12 (2014–2020)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 86% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 127 locations within half a mile of this property.

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