9875 Ave Ricardo, Spring Valley, CA 91977 Property Records

San Diego County property record for 9875 Ave Ricardo, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,880 sqft · built 1993
Lot Size	0.182 acres (7,943 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,986 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`579-101-23-00`

Property Details

APN / Parcel Number

Primary APN	`579-101-23-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,943 sqft (0.182 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9875 AVENIDA RICARDO
City	SPRING VALLEY
State	CA
Zip	91977-5267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 24 TR 012713
Legal Subdivision	SAN DIEGO COUNTY 4623
Legal Tract	012713
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13909

Owner

9875 Ave Ricardo is owned and occupied by two individuals who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2019	Intrafamily Transfer, Transfer · VA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Feb 21, 2019	Grant Deed, Transfer · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2019
Deed Sale	Dec 30, 2019
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	2019610788
Prior Transfer Date	Nov 23, 2019
Prior Transfer Doc	0000610788
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267

Mortgage

Document Number	0000703226
Date	Nov 10, 2020
Instrument	2020-0703226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267

Mortgage

Document Number	0000046056
Date	Jan 31, 2022
Instrument	2022-0046056

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267
Document Number	0000610788
Map Reference	MAP 12687-12713
Instrument Date	Nov 23, 2019
Instrument	2019-0610788
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267

Mortgage

Document Number	0000610789
Date	Dec 30, 2019
Instrument	2019-0610789

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2019
Property Address	9875 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5267
Document Number	0000062808
Instrument Date	Jan 25, 2019
Instrument	62808
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9875 AVENIDA RICARDO SPRING VALLEY CA 919775267, SPRING VALLEY, CA 91977-5267

Mortgage

Document Number	62809
Date	Feb 21, 2019
Instrument	62809

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9875 Ave Ricardo was $5,986 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,487 (+2%) Land $239,488 Building $391,999
2025	$5,986.00	$619,106 Land $234,793 Building $384,313
2023	$5,668.00 (-3.09%)	$595,068 Land $225,677 Building $369,391
2022	$5,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9875 Ave Ricardo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9875 Ave Ricardo is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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