Howard County property record for 9874 Wilderness Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,680 sqft · built 2017 |
| Lot Size | 0.118 acres (5,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (May 2017) |
| Tax Bill | $9,653 (2026) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-597954 |
| Primary APN | 06-597954 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,680 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,143 sqft (0.118 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 130 sqft |
| Deck Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 597954 |
|---|---|
| Street Address | 9874 WILDERNESS LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-5503 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PSC |
| Legal Description | LOT 23 5,143 SQ' 9874 WILDERNESS LN WALDEN WOODS |
| Legal Subdivision | WALDEN WOODS WASKEY PROPERTY PLAT 5192 |
| Legal Lot Number | 23 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 606807 |
9874 Wilderness Ln, a townhouse, is owned and occupied by two individuals who bought it in May 2017.
Source: Howard County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| May 4, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| May 5, 2017 | Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2017 · Amount on File |
| Deed Sale | May 5, 2017 · Amount on File |
| Deed Document Number | 2017573-015 |
| Deed Book / Page | 17573 / 15 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 4, 2026 |
| Property Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 2321000074 |
| Book / Page | 23216 / 74 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 2321000074, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 23216/74 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 928 Months |
| Due | Sep 18, 2103 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 4, 2026 |
| Property Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 0232160050 |
| Book / Page | 23216 / 50 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 2321000050, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 23216/50 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 928 Months |
| Due | Sep 18, 2103 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 0211800314 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 21180/314 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 0213600224 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 21360/224 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 23, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0186540400 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 18654/400 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 5, 2017 |
| Property Address | 9874 WILDERNESS LN, LAUREL, MD 20723-5503 |
| Document Number | 0175730015 |
| Book / Page | 17573 / 015 |
| Map Reference | PL5192 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 17573-015 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9874 WILDEMESS LN, LAUREL, MD 20723 |
| Document Number | 17573023 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 17573-023 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 9874 Wilderness Ln was $9,653 with a homeowner's exemption, down 1.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,653.00 (-1.07%) Homeowner's exemption | $727,533 (+7.21%) | $825,400 (+21.63%) Land $260,600 Building $564,800 |
| 2025 | $9,757.00 Homeowner's exemption | $678,600 Land $155,600 Building $523,000 | $678,600 Land $155,600 Building $523,000 |
| 2023 | $597,400 | $678,600 Land $155,600 Building $523,000 | |
| 2022 | $6,269.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9874 Wilderness Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9874 Wilderness Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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