9873 Copper Hill Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 9873 Copper Hill Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,486 sqft · built 1966
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Mar 2006)
Tax Bill	$12,637 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21L-13-0181`

Property Details

APN / Parcel Number

Primary APN	`21L-13-0181`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,486 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	1,462 sqft
Basement Area	562 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	106 ft deep x 141 ft wide
Terrain	Below Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	10 sqft
Deck Area	112 sqft
Patio Area	276 sqft
Poultry House	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9873 COPPER HILL RD
City	SAINT LOUIS
State	MO
Zip	63124-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	FOREST GREEN ESTATES PLAT 3 LOT PT 54
Legal Subdivision	FOREST GREEN ESTATES PLAT 3
Legal Lot Number	54
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4000
Census Tract	217500

Owner

Source: St. Louis County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9873 COPPER HILL RD, SAINT LOUIS, MO 63124-1063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit ROYAL BANKS OF MISSOURI
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2006 · Amount on Record
Deed Sale	Mar 23, 2006 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Document Number	2006704
Deed Book / Page	17102 / 4389
Last Transfer Date	Nov 2, 2015
Transfer Doc	0217991179
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9873 COPPER HILL RD, SAINT LOUIS, MO 63124-1063
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9873 COPPER HILL RD, SAINT LOUIS, MO 63124-1063

Mortgage

Document Number	2025100600412
Date	Oct 6, 2025
Instrument	2025100600412

Lender

Name	ROYAL BANKS OF MISSOURI
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9873 COPPER HILL RD, SAINT LOUIS, MO 63124-1063
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9873 COPPER HILL RD, SAINT LOUIS, MO 63124-1063

Mortgage

Document Number	0242384166
Date	Aug 19, 2020
Book Page	24238/4166
Instrument	2020081900106

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,150 (+14.37%) Land $111,740 Building $102,410	$1,127,100 (+14.37%) Land $588,100 Building $539,000
2024	$12,637.00 (+0.19%)
2023	$12,613.00	$187,250 Land $87,880 Building $99,370	$985,500 Land $462,500 Building $523,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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