St. Clair County property record for 9871 Saint John Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $3,135 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-550-0031-000 |
| Primary APN | 74-14-550-0031-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Lot Area | 9,540 sqft (0.219 acres) |
|---|---|
| Lot Depth | 121 ft Depth |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9871 SAINT JOHN DR |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-4236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 41 & 42 SUP RE-PLAT OF SUP ST JOHN PLAT & PART OF FRAC SEC 1 PC 203 |
| Legal Subdivision | SUPRVRS RE-PLAT OF SUP ST JO |
| Legal Lot Number | 41-42 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 647000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6316 MARINA DR, CLAY, MI 48001-4212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2015 · Amount on Record |
| Deed Document Number | 202523023 |
| Deed Book / Page | 5876 / 340 |
| Prior Transfer Date | Sep 8, 2010 |
| Prior Transfer Doc | 4126/718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9871 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9871 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Investor | Possibly a Property Investor |
| Document Number | 0005370292 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 5370/292 |
| Instrument | 2021015657 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 2, 2025 |
| Property Address | 9871 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0005876340 |
| Book / Page | 5876 / 340 |
| Map Reference | LB 52 PG 5 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025023023 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | PLATINUMFIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9871 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Name | Verified Name |
|---|---|
| Address | 6316 MARINA DR, CLAY, MI 48001-4212 |
| Document Number | 2025023024 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025023024 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9871 SAINT JOHN DR, ALGONAC, MI 48001-4236 |
| Document Number | 0051870529 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9871 SAINT JOHN DR ALGONAC MI 480014236, ALGONAC, MI 48001-4236 |
| Document Number | 0051870529 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 005187/000529 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 13, 2035 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,000 (+8.73%) | $304,000 (+8.73%) | |
| 2025 | $3,135.00 (+2.25%) Homeowner's exemption | $139,800 (+2%) | |
| 2024 | $3,066.00 (+8.61%) | $279,600 (+2%) | |
| 2023 | $116,500 | ||
| 2022 | $2,823.00 | $233,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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