9870 Sappington Rd, Saint Louis, MO 63128 Property Records

St. Louis County property record for 9870 Sappington Rd, Saint Louis, MO 63128

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,785 sqft · built 1958
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Aug 2012)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28L-44-0047`

Property Details

APN / Parcel Number

Primary APN	`28L-44-0047`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,785 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	126 sqft
Deck Area	54 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9870 SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63128-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DORCHESTER TERRACE LOT 3
Legal Subdivision	DORCHESTER TERRACE
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1009
Census Tract	221202

Owner

9870 Sappington Rd is owned and occupied by two individuals who bought it in August 2012.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9870 SAPPINGTON RD, SAINT LOUIS, MO 63128-1242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 20, 2019	Deed of Trust, Mortgage QUICKEN LNS
May 18, 2017	Deed of Trust, Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2012 · Amount on File
Deed Sale	Aug 27, 2012 · Amount on File
Prior Sale	Jun 16, 2008 · Amount on File
Deed Document Number	2012656
Deed Book / Page	20132 / 2683
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9870 SAPPINGTON RD, SAINT LOUIS, MO 63128-1242
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99870 SAPPINGTON RD, SAINT LOUIS, MO 63128

Mortgage

Document Number	0244365062
Date	Nov 13, 2020
Book Page	24436/5062
Instrument	2020111300617

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9870 SAPPINGTON RD, SAINT LOUIS, MO 63128-1242
Document Number	0235403215
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9870 SAPPINGTON RD ST LOUIS MO 631281242, ST LOUIS, MO 63128-1242

Mortgage

Document Number	0235403215
Date	May 24, 2019
Book Page	023540/003215
Instrument	515

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9870 SAPPINGTON RD, SAINT LOUIS, MO 63128-1242
Document Number	0225420295
Book / Page	022542 / 000295
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	LINEAR SETTLEMENT SERVICES LLC, LINEAR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9870 SAPPINGTON RD ST LOUIS MO 631281242, ST LOUIS, MO 63128-1242

Mortgage

Document Number	0225420295
Date	May 26, 2017
Book Page	022542/000295
Instrument	142

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9870 Sappington Rd was $4,884, up 11% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,820 (-) Land $23,090 Building $53,730	$404,300 (-) Land $121,500 Building $282,800
2025	$4,884.00 (+11%)	$76,820 Land $23,090 Building $53,730	$404,300 Land $121,500 Building $282,800
2024	$4,400.00 (+0.23%)
2023	$4,390.00 (+6.79%)	$67,700 (+10.55%) Land $21,170 Building $46,530	$356,300 Land $111,400 Building $244,900
2022	$4,111.00	$61,240 Land $23,090 Building $38,150
2021			$322,300 Land $121,500 Building $200,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9870 Sappington Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9870 Sappington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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