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9870 Piney Point Cir, Orlando, FL 32825 Property Records

Orange County property record for 9870 Piney Point Cir, Orlando, FL 32825

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,176 sqft · built 1986
Lot Size0.297 acres (12,939 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jul 2020)
Tax Bill$3,382 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-22-31-7110-00-210

Property Details

APN / Parcel Number

Primary APN19-22-31-7110-00-210
Alternative APNs
  • 312219711000210
  • 600537
  • 606791
  • 611568

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area1,584 sqft
1st Floor Area1,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,939 sqft (0.297 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area212 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9870 PINEY POINT CIR
CityORLANDO
StateFL
Zip32825-6524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionPINEY WOODS POINT 13/127 LOT 21 (LESS BEG SE COR RUN SWLY 26 .22 FT TH N 33 DEG W 216.71 FT E 86.69 FT S 18 DEG E 177.98 FT TO POB)
Legal Range31E
Legal Township22S
Legal Section19
Legal SubdivisionPINEY WOODS POINT
Legal Tract7110
Legal Lot Number21
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group4
Census Block4002
Census Tract16713

Owner

9870 Piney Point Cir is owned and occupied by two individuals who bought it in July 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address9870 PINEY POINT CIR, ORLANDO, FL 32825-6524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Jul 13, 2020Warranty Deed, Transfer · FHA Mortgage
CMG FIN'L
Jun 1, 2018Loan Modification, Mortgage · Conventional Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2020 · Amount on File
Deed SaleJul 13, 2020 · Amount on File
Prior SaleJun 18, 2010 · Amount on File
Deed Document Number2020374604
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9870 PINEY POINT CIR, ORLANDO, FL 32825-6524
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9870 PINEY POINT CIR, ORLANDO, FL 32825-6524

Mortgage

Document Number0000001284
DateJan 3, 2022
Instrument20220001284
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueAug 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 13, 2020
Property Address9870 PINEY POINT CIR, ORLANDO, FL 32825-6524
Document Number0000374604
Instrument DateJul 10, 2020
Instrument374604
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyALPHA RELIABLE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9870 PINEY POINT CT ORLANDO FL 32835, ORLANDO, FL 32835

Mortgage

Document Number374605
DateJul 13, 2020
Instrument374605
Lender
NameCMG FIN'L
TypeFunding / Finance Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 12, 2050

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address9870 PINEY POINT CIR, ORLANDO, FL 32825-6524
Document Number0000384444
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9870 PINEY POINT CIR ORLANDO FL 328256524, ORLANDO, FL 32825-6524

Mortgage

Document Number0000384444
DateJun 28, 2018
Instrument384444
Lender
NameJPMORGAN CHASE BK NA
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 27, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 9870 Piney Point Cir was $3,382, up 5.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,520 (+2.7%)$265,210 (-2.53%) Land $70,000 Building $195,210
2025$3,382.00 (+5.92%) Homeowner's exemption$218,617$272,100 Land $70,000 Building $202,100
2024$3,193.00 (+7.36%)
2023$2,974.00 (+4.13%) Homeowner's exemption$205,783 (+3%)$250,669 (+14.39%) Land $70,000 Building $180,669
2022$2,856.00 Homeowner's exemption$199,789$219,127 Land $65,000 Building $154,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9870 Piney Point Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9870 Piney Point Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

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