987 Windsor St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 987 Windsor St, Cincinnati, OH 45206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,555 sqft · built 1913
Lot Size	0.082 acres (3,572 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Sep 2021)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-0002-0081-00`

Property Details

APN / Parcel Number

Primary APN	`069-0002-0081-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,555 sqft Living Area
1st Floor Area	826 sqft
2nd Floor Area	729 sqft
Upper Floors Area	648 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1913
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	987 WINDSOR ST
City	CINCINNATI
State	OH
Zip	45206-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	987 WINDSOR AVE 40 X 90 PT LOT 28 REV JAS KEMPERS
Legal Subdivision	REV JAMES KEMPER
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	1900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	987 WINDSOR ST, CINCINNATI, OH 45206-2622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Sep 17, 2003 · Amount on Record
Deed Document Number	0000108930
Deed Book / Page	14499 / 1128
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 10, 2021
Property Address	987 WINDSOR ST, CINCINNATI, OH 45206-2622
Document Number	0000108930
Book / Page	14499 / 1128
Map Reference	MB 133 PG 100
Instrument Date	Aug 23, 2021
Instrument	2021-0108930
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$657.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	987 WINDSOR ST, CINCINNATI, OH 45206-2622

Mortgage

Document Number	0000108931
Date	Sep 10, 2021
Instrument	2021-0108931

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,724.00 (+3.08%)	$76,650 (-) Land $4,452 Building $72,198
2024	$4,583.00 (-2.18%)	$76,650 (-) Land $4,452 Building $72,198
2023	$4,685.00 (-4.78%)	$76,650 (+6.1%) Land $4,452 Building $72,198	$219,000 (+6.1%) Land $12,720 Building $206,280
2022	$4,920.00 Homeowner's exemption	$72,241 Land $2,685 Building $69,556
2020			$206,400 Land $7,670 Building $198,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20