987 W Maplehurst Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 987 W Maplehurst Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,536 sqft · built 1984
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2025)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Oct 2009 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-012-010-0120`

Property Details

APN / Parcel Number

Primary APN	`004-012-010-0120`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,536 sqft Building Perimeter
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	88,427 sqft (2.03 acres)
Garage Area	672 sqft

Location & Zoning

Street Address	987 W MAPLEHURST DR
City	ROSCOMMON
State	MI
Zip	48653-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(L-1021P-318&L-1012P-2362&L-1011P-1953) 243 L-1025 P-2684 BEG AT W1/4 COR SEC 12 T24N R3W TH N85 DEG51'30"E 147.50FT TH S
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	3
Census Block	3008
Census Tract	970300

Owner

987 W Maplehurst Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2006	Deed of Trust, Mortgage · ARM NOVASTAR MORTGAGE INC
Oct 30, 2009	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPA
Nov 6, 2009	Deed, Transfer · Commercial Mortgage FIRSTBANK WEST BRANCH
Dec 15, 2008	Sheriff's Deed, Foreclosure
May 18, 2005	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 15, 2005	Quit Claim Deed, Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on File
Deed Sale	Mar 5, 2025 · Amount on File
Prior Sale	Nov 6, 2009 · Amount on File
Deed Document Number	20251090
Deed Book / Page	1189 / 1120
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	1088/0427
Record Updated	Sep 20, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01047/1331
Date	Aug 10, 2006
Book Page	1047/1331
Instrument	200600006583

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender
Address	INDEPENDENCE, OH 44131

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	10.8%
Type Change Date	Aug 1, 2008
Change Frequency	6 Months
Min Rate At Change	10.8%
Max Rate At Change	13.8%
Index	6-Month LIBOR
Margin	7
Max Rate	17.8%

October 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 30, 2009
Property Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Document Number	01088/0427
Book / Page	1088 / 0427
Instrument Date	Oct 26, 2009
Instrument	200900007178
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Investor	Possibly a Property Investor

November 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Nov 6, 2009
Property Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Document Number	01088/0876
Book / Page	1088 / 0876
Instrument Date	Sep 22, 2009
Instrument	200900007356
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4708 MERCANTILE DR, FORT WORTH, TX 76137-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11610 STCLUA BRIDGE RD, MARLETTE, MI 48453
Investor	Possibly a Property Investor

Mortgage

Document Number	01088/0878
Date	Nov 6, 2009
Book Page	1088/0878
Instrument	200900007357

Lender

Name	FIRSTBANK WEST BRANCH
Address	WEST BRANCH, MI 48661

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 15, 2008
Property Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Document Number	01078/2537
Book / Page	1078 / 2537
Instrument Date	Dec 5, 2008
Instrument	200800008466
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.65
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FORT WORTH, TX 76161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 961105, FORT WORTH, TX 76161-0105
Investor	Possibly a Property Investor

May 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 18, 2005
Property Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Document Number	01025/2684
Book / Page	1025 / 2684
Instrument Date	Apr 11, 2005
Instrument	200500004372
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	E TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$713.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 CITY PKWY W # W100, W100, ORANGE, CA 92868-2924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CHANEY POINT DR, ROSCOMMON, MI 48653-8107

Mortgage

Document Number	01025/2688
Date	May 18, 2005
Book Page	1025/2688
Instrument	200500004373

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

February 2005: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 15, 2005
Property Address	987 W MAPLEHURST DR, ROSCOMMON, MI 48653-9310
Document Number	01021/0318
Book / Page	1021 / 0318
Instrument Date	Jan 25, 2005
Instrument	200500001262
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 LAKE ST, ROSCOMMON, MI 48653-7658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5C41, TROY, MI 48007
Mail Care Of	ORLANS ASSOCIATES
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 987 W Maplehurst Dr was $1,521 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,400 (-26.06%)	$132,800 (-26.06%)
2025	$1,521.00	$89,800	$179,600
2023		$62,300	$124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 W Maplehurst Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 W Maplehurst Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 89% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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