987 W IL Rte 64, Oregon, IL 61061 Property Records

Ogle County property record for 987 W IL Rte 64, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,245 sqft · built 1947
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$2,859 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-04-103-009

Property Details

APN / Parcel Number

Primary APN16-04-103-009

Interior

Stories1 Story
Building Area1,245 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area343 sqft

Location & Zoning

Street Address987 W IL ROUTE 64
CityOREGON
StateIL
Zip61061-9352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK:10 TWP:23 SECT/LOT:4 PT LOT 2 & PT G.LS 4 & 5 FRACL NE4 SEC 5 OAK KNOLLS SUB
Legal Range10
Legal Township23
Legal Section04
Legal SubdivisionOAK KNOLLS SUB
Legal Block10
Legal Lot Number2,4
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group1
Census Block1039
Census Tract960900

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address987 W IL ROUTE 64, OREGON, IL 61061-9352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Line of Credit
BYRON BANK
Jun 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address987 W IL ROUTE 64, OREGON, IL 61061-9352
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000889
DateMar 4, 2024
Instrument202400889
Lender
NameBYRON BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.5%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address987 W IL ROUTE 64, OREGON, IL 61061-9352
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003292
DateJun 13, 2017
Instrument201703292
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 24, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,859.00 (+28.09%)$39,771 (+18.68%) Land $9,222 Building $30,549$119,313 (+18.68%) Land $27,666 Building $91,647
2023$33,512 Land $8,008 Building $25,504$100,536 Land $24,024 Building $76,512
2022$2,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims45 (1978–2013)
Claims Outside the SFHA1 of 45
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35

May also be available: AaroBand.

Cell Coverage

4G LTE only, no 5G reported

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