Hall County property record for 987 Virginia Ave, Gainesville, GA 30501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,845 sqft · built 1950 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,000 (May 2018) |
| Tax Bill | $4,225 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-091-002-010 |
| Primary APN | 01-091-002-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,845 sqft Heated Area |
| 1st Floor Area | 1,845 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Rustic |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 7582 |
|---|---|
| Street Address | 987 VIRGINIA AVE |
| City | GAINESVILLE |
| State | GA |
| Zip | 30501-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-I |
| Legal Description | ROPER PT LTS 32-33 |
| Legal Subdivision | ROPER ESTATES |
| Legal Lot Number | 32,33 |
| Jurisdiction | HALL GA |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 502 |
Source: Hall County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 987 VIRGINIA AVE, GAINESVILLE, GA 30501-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FIN'L |
| May 9, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2018 · Amount on Record |
| Deed Sale | May 8, 2018 · Amount on Record |
| Prior Sale | Feb 27, 2015 · Amount on Record |
| Deed Document Number | 20183183 |
| Deed Book / Page | 8084 / 547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL GA |
| Property Address | 987 VIRGINIA AVE, GAINESVILLE, GA 30501-1737 |
| Document Number | 0084630499 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 987 VIRGINIA AVE GAINESVILLE GA 305011737, GAINESVILLE, GA 30501-1737 |
| Document Number | 0084630499 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 008463/000499 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HALL GA |
| Recording Date | May 9, 2018 |
| Property Address | 987 VIRGINIA AVE, GAINESVILLE, GA 30501-1737 |
| Document Number | 0808740547 |
| Book / Page | 080874 / 000547 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 987 VIRGINIA AVE GAINESVILLE GA 305011737, GAINESVILLE, GA 30501-1737 |
| Document Number | 80840548 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 008084/000548 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Hall County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Hall County |
| Municipality | Gainesville City |
| Unified School District | Gainesville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,225.00 (+10.81%) Homeowner's exemption | $165,680 (+1.1%) Land $25,400 Building $140,280 | $414,200 (+1.1%) Land $63,500 Building $350,700 |
| 2025 | $3,813.00 (-3.05%) Homeowner's exemption | $163,880 (+21.93%) Land $25,400 Building $138,480 | $409,700 (+21.93%) Land $63,500 Building $346,200 |
| 2023 | $3,933.00 (+123.59%) Homeowner's exemption | $134,400 (+24.03%) Land $18,800 Building $115,600 | $336,000 (+24.03%) Land $47,000 Building $289,000 |
| 2022 | $1,759.00 Homeowner's exemption | $108,360 Land $16,960 Building $91,400 | $270,900 Land $42,400 Building $228,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAINESVILLE serves 140,000 people · EPA ID GA1390001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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