987 Stone Point Ln, La Pointe, WI 54850 Property Records

Ashland County property record for 987 Stone Point Ln, La Pointe, WI 54850

Property Summary

Property Type	Single Family Home
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Sep 2017)
Tax Bill	$8,900 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Mar 2020 Transfer + 1 more
APN	`014-00158-1000`

Property Details

APN / Parcel Number

Primary APN	`014-00158-1000`

Exterior

Lot Area	148,104 sqft (3.4 acres)

Location & Zoning

Street Address	987 STONE POINT LN
City	LA POINTE
State	WI
Zip	54850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF GOVT LOT 4 DESC DOC # 343167 SEC. 25 T50N R3W
Legal Range	03W
Legal Township	50N
Legal Section	25
Legal Subdivision	TOWN OF LAPOINTE
Legal Lot Number	4
Jurisdiction	ASHLAND WI
Township / Civil Division	LA POINTE
Census Block Group	1
Census Block	1022
Census Tract	950800

Owner

Source: Ashland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4190 OBSERVATORY RD, CROSS PLAINS, WI 53528-9414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Construction Mortgage JOHNSON BANK
Mar 2, 2020	Transfer on Death Deed, Transfer
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on Record
Deed Sale	Sep 15, 2017 · Amount on Record
Prior Sale	Aug 7, 2006 · Amount on Record
Deed Document Number	2017343167
Last Transfer Date	Feb 28, 2020
Transfer Doc	0000350457
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND WI
Property Address	987 STONE POINT LN, LA POINTE, WI 54850
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369531
Date	Dec 12, 2025
Instrument	369531

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

March 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHLAND WI
Recording Date	Mar 2, 2020
Property Address	987 STONE POINT LN, LA POINTE, WI 54850
Document Number	0000350457
Map Reference	DOC 223449
Instrument Date	Feb 28, 2020
Instrument	350457
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Sep 15, 2017
Property Address	987 STONE POINT LN, LA POINTE, WI 54850
Document Number	0000343167
Map Reference	DOC 223449
Instrument Date	Sep 14, 2017
Instrument	343167
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4190 OBSERVATORY RD, CROSS PLAINS, WI 53528-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000343168
Date	Sep 15, 2017
Instrument	343168

Lender

Name	JOHNSON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ashland County
County Subdivision	La Pointe Town
Unified School District	Bayfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,900.00 (-10.58%)	$458,100 (+25.4%) Land $276,500 Building $181,600	$493,700 (+18.03%) Land $297,987 Building $195,713
2024	$9,953.00 (+5.95%)
2023		$365,300 (-) Land $241,800 Building $123,500	$418,300 (-) Land $276,882 Building $141,418
2022	$9,394.00	$365,300 Land $241,800 Building $123,500	$418,300 Land $276,882 Building $141,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Norvado Fiber	1,000 / 1,000

May also be available: Bayfield Wireless.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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