987 Stenstrom Rd, Wauchula, FL 33873 Property Records

Hardee County property record for 987 Stenstrom Rd, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,309 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on Record
Tax Bill	$5,978 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-34-25-0000-04630-0000`

Property Details

APN / Parcel Number

Primary APN	`09-34-25-0000-04630-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,309 sqft Heated Area
Gross Area	5,213 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	309 ft deep x 141 ft wide
Garage Area	1,184 sqft
Driveway	Driveway
Driveway Area	630 sqft
Porch	Porch
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	987 STENSTROM RD
City	WAUCHULA
State	FL
Zip	33873-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-R
Legal Description	1 AC COMM AT NW COR OF SE1/4 OF SW1/4 S00 DEG 13 MIN 31 SEC W 37.58 FT TO PT ON S R/W LINE STENSTROM RD FOR POB S 00 DEG 13M
Legal Range	25E
Legal Township	34S
Legal Section	09
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	3
Census Block	3008
Census Tract	970401

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 1, WAUCHULA, FL 33873-0001

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 17, 2009
Transfer Doc	0025005859
Record Updated	Jun 8, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	987 STENSTROM RD, WAUCHULA, FL 33873-9473
Document Number	0025006214
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	987 STENSTROM RD WAUCHULA FL 338739473, WAUCHULA, FL 33873-9473

Mortgage

Document Number	0025006214
Date	Oct 18, 2017
Instrument	25006214

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 17, 2022

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,978.00 (+3.64%)	$435,829 (+3.87%) Land $34,000 Building $401,829	$435,829 (+3.87%) Land $34,000 Building $401,829
2024	$5,768.00 (+5.01%)	$419,600 (+7.03%) Land $29,000 Building $390,600	$419,600 (+7.03%) Land $29,000 Building $390,600
2023	$5,493.00 (+11.28%)	$392,039 (+17.2%) Land $29,000 Building $363,039	$392,039 (+17.2%) Land $29,000 Building $363,039
2022	$4,936.00	$334,495 Land $20,000 Building $314,495	$334,495 Land $20,000 Building $314,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rapid Systems Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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