987 Spencer St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 987 Spencer St, Fall River, MA 02721

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 2019
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jan 2021)
Tax Bill	$6,125 (2025)
Deeds & Mortgages	Oct 2019 Refinance Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0D-09 B:0000 L:0080`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0D-09 B:0000 L:0080`
Alternative APN	`M:0D=09 B:0000 L:0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	3,884 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	987 SPENCER ST
City	FALL RIVER
State	MA
Zip	02721-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Lot Number	80
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3013
Census Tract	640800

Owner

987 Spencer St is owned and occupied by two individuals who bought it in January 2021.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	987 SPENCER ST, FALL RIVER, MA 02721-4544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL LUMBER
Jan 8, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Jun 4, 2020	Deed of Trust, Mortgage JOSE C RESENDES
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Jun 14, 2019 · Amount on File
Deed Document Number	2021454
Deed Book / Page	10392 / 163
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	987 SPENCER ST, FALL RIVER, MA 02721-4544
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9902-76
Date	Oct 11, 2019
Book Page	9902/76
Instrument	17447

Lender

Name	NATIONAL LUMBER

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 8, 2021
Property Address	987 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	10392-163
Book / Page	10392 / 163
Instrument Date	Jan 8, 2021
Instrument	454
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	987 SPENCER ST, FALL RIVER, MA 02721-4544

Mortgage

Document Number	455
Date	Jan 8, 2021
Instrument	455

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	987 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	10126-85
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	987 SPENCER ST FALL RIVER MA 027214544, FALL RIVER, MA 02721-4544

Mortgage

Document Number	10126-85
Date	Jun 8, 2020
Book Page	010126/000085
Instrument	9410

Lender

Name	JOSE C RESENDES

Agreement

Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jun 14, 2019
Property Address	987 SPENCER ST, FALL RIVER, MA 02721-4544
Document Number	9794-201
Book / Page	009794 / 000201
Instrument Date	Jun 13, 2019
Instrument	9363
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9454 FALL RIVER MA 027200008, FALL RIVER, MA 02720-0008

Tax Assessment & Valuation

The 2025 property tax bill for 987 Spencer St was $6,125, up 7% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,125.00 (+7.04%)	$534,900 (+7.41%) Land $130,900 Building $404,000	$520,790 (+1.41%)
2024	$5,722.00 (-2.04%)	$498,000 (+4.62%) Land $125,900 Building $372,100	$513,570
2023	$5,841.00	$476,000 Land $119,800 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 Spencer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 Spencer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Cox Communications.

Nearby Properties on Spencer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures