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987 Sandra Ave SW, Live Oak, FL 32064 Property Records

Suwannee County property record for 987 Sandra Ave SW, Live Oak, FL 32064

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,046 sqft · built 1991
Owner2 Individual Names on Record
Tax Bill$1,446 (2024)
Deeds & MortgagesApr 2024 Second Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27-02S-13E-08083-020140

Property Details

APN / Parcel Number

Primary APN27-02S-13E-08083-020140
Alternative APN
  • 08083020140

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,046 sqft Living Area
1st Floor Area2,046 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Width85 ft Width
Garage TypeCarport
CarportCarport
Carport Area504 sqft
Patio Area1,000 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number08083020140
Street Address987 SANDRA AVE SW
CityLIVE OAK
StateFL
Zip32064-3924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 14 BLK 2 UNIT 2 TOWNSEND VILLAGE & N 10 FT OF LOT 13 LESS & EXCEPT E 5 FT OF LOT 13 ORB 263 P 594 CWD YR 84 ORB 263 P
Legal Range13E
Legal Township02S
Legal Section27
Legal SubdivisionTOWNSEND
Legal Block2
Legal Lot Number13-14
Legal Unit2
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1003
Census Tract970402

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address987 SANDRA AVE SW, LIVE OAK, FL 32064-3924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address987 SANDRA AVE SW, LIVE OAK, FL 32064-3924
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 SANDRA AVE SW, LIVE OAK, FL 32064-3924

Mortgage

Document Number0000278332
DateApr 19, 2024
Book Page2512/144
Instrument2024278332
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2039

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address987 SANDRA AVE SW, LIVE OAK, FL 32064-3924
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 SANDRA AVE SW, LIVE OAK, FL 32064-3924

Mortgage

Document Number0000248592
DateFeb 7, 2022
Book Page2332/273
Instrument2022248592
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
MunicipalityLive Oak City
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107,790 (+5.59%)$208,506 (+10.34%) Land $3,060 Building $205,446
2024$1,446.00 (+3.14%)
2023$1,402.00 (+4.78%) Homeowner's exemption$102,079 (+3%)$188,960 (+36.94%) Land $3,060 Building $185,900
2022$1,338.00 Homeowner's exemption$99,106$137,988 Land $3,060 Building $134,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims8 (2012–2024)
Claims Outside the SFHA8 of 8
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIVE OAK WTP
serves 6,850 people · EPA ID FL2610203
Water SourceGroundwater influenced by surface water
Last State InspectionNov 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		300 / 20

May also be available: Verizon, Xfinity.

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