987 Rolling Thunder Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 987 Rolling Thunder Dr, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,188 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Aug 2017)
Tax Bill	$3,420 (2025)
Deeds & Mortgages	Aug 2023 Sale Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T021700362`

Property Details

APN / Parcel Number

Primary APN	`T021700362`
Alternative APN	`2-0130-8878-00-0258.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Traditional
Exterior Material	Brick/Stone
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	240 sqft

Location & Zoning

Account Number	T021700362
Old Parcel Number	T021700362
Street Address	987 ROLLING THUNDER DR
City	O FALLON
State	MO
Zip	63368-4092
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	STONEWICK VLG LOT 258
Legal Range	02E
Legal Township	46N
Legal Subdivision	STONEWICK VLG
Legal Lot Number	258
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2029
Census Tract	311153

Owner

987 Rolling Thunder Dr, a condominium, is owned and occupied by an individual who bought it in August 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Beneficiary Deed, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 26, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 24, 2019	Loan Modification, Mortgage · FHA Mortgage ARC HM LLC
Dec 24, 2019	Loan Modification, Mortgage · FHA Mortgage ARC HM LNS LLC
Aug 16, 2017	Warranty Deed, Transfer · FHA Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Prior Sale	Mar 20, 2013 · Amount on File
Deed Document Number	0067921924
Deed Book / Page	6792 / 1924
Record Updated	Jun 8, 2026

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 18, 2023
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Document Number	0000033529
Map Reference	MB 39 PG 1
Instrument Date	Jun 26, 2023
Instrument	2023R-033529
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092

Mortgage

Document Number	0000099122
Date	Dec 8, 2021
Instrument	2021R-099122

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072560691
Date	Mar 26, 2020
Book Page	7256/691
Instrument	20200326000186460

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Document Number	0072112394
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROLLING THUNDER DR O FALLON MO 633684092, O FALLON, MO 63368-4092

Mortgage

Document Number	0072112394
Date	Jan 7, 2020
Book Page	007211/002394
Instrument	10980

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Document Number	0072121710
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROLLING THUNDER DR O FALLON MO 633684092, O FALLON, MO 63368-4092

Mortgage

Document Number	0072121710
Date	Jan 8, 2020
Book Page	007212/001710
Instrument	13700

Lender

Name	ARC HM LLC
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2050

Interest

Rate	4.12%

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Document Number	0073491442
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROLLING THUNDER DR O FALLON MO 633684092, O FALLON, MO 63368-4092

Mortgage

Document Number	0073491442
Date	Jul 21, 2020
Book Page	007349/001442
Instrument	508530

Lender

Name	ARC HM LNS LLC
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Interest

Rate	4.12%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 16, 2017
Property Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092
Document Number	0067921924
Book / Page	6792 / 1924
Map Reference	MB 39 PG 1
Instrument Date	Aug 11, 2017
Instrument	20170816000516870
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 MAYER DR, 736, SAINT CHARLES, MO 63301-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROLLING THUNDER DR, O FALLON, MO 63368-4092

Mortgage

Document Number	20170816000516880
Date	Aug 16, 2017
Instrument	20170816000516880

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 987 Rolling Thunder Dr was $3,420.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,420.00	$54,691	$287,846
2023		$47,844
2022			$251,812 Building $251,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 987 Rolling Thunder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 Rolling Thunder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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