987 Roca Pl, Chula Vista, CA 91910 Property Records

San Diego County property record for 987 Roca Pl, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,143 sqft · built 1979
Lot Size	0.232 acres (10,097 sqft)
Owner	Individual Name on Record
Tax Bill	$12,495 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2023 Sale & Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`640-161-16-00`

Property Details

APN / Parcel Number

Primary APN	`640-161-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,143 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,097 sqft (0.232 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	987 ROCA PL
City	CHULA VISTA
State	CA
Zip	91910-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 139 TR 008723
Legal Subdivision	EL RANCHO DEL REY
Legal Tract	008723
Legal Block	3
Legal Lot Number	139
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13409

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit ILWU FCU
Sep 11, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 30, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 30, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 21, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI NEWFI
Jan 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025
Deed Sale	Jan 7, 2025
Prior Sale	Sep 11, 2023 · Amount on Record
Deed Document Number	20253882
Prior Transfer Date	Dec 13, 2024
Prior Transfer Doc	0000003882
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROCA PL, CHULA VISTA, CA 91910-6620

Mortgage

Document Number	0000300112
Date	Oct 27, 2025
Instrument	2025-0300112

Lender

Name	ILWU FCU
Type	Credit Union
Address	LONG BEACH, CA 90807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2023
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000246476
Map Reference	MAP 8723
Instrument Date	Sep 1, 2023
Instrument	2023-0246476
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Investor	Possibly a Property Investor

Mortgage

Document Number	0000246477
Date	Sep 11, 2023
Instrument	2023-0246477

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2020
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000801861
Instrument Date	Dec 5, 2020
Instrument	801861
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	987 ROCA PL CHULA VISTA CA 919106620, CHULA VISTA, CA 91910-6620

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2020
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000797827
Map Reference	MAP 8723
Instrument Date	Dec 5, 2020
Instrument	2020-0797827
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	987 ROCA PL, CHULA VISTA, CA 91910-6620

Mortgage

Document Number	0000797828
Date	Dec 11, 2020
Instrument	2020-0797828

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2021
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000542367
Map Reference	MAP 8273
Instrument Date	Dec 5, 2020
Instrument	2021-0542367
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 ROCA PL # PI, PI, CHULA VISTA, CA 91910-6620

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000495456
Instrument Date	Oct 24, 2019
Instrument	495456
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	987 ROCA PL CHULA VISTA CA 919106620, CHULA VISTA, CA 91910-6620

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2019
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000495454
Map Reference	MAP 8723
Instrument Date	Oct 24, 2019
Instrument	2019-0495454
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	987 ROCA PL, CHULA VISTA, CA 91910-6620

Mortgage

Document Number	0000495455
Date	Oct 30, 2019
Instrument	2019-0495455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2018
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000066418
Map Reference	MAP 8723
Instrument Date	Feb 8, 2018
Instrument	2018-0066418
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	987 ROCA PL, CHULA VISTA, CA 91910-6620

Mortgage

Document Number	0000066419
Date	Feb 20, 2018
Instrument	2018-0066419

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2018
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000066966
Instrument Date	Feb 8, 2018
Instrument	66966
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	987 ROCA PL CHULA VISTA CA 919106620, CHULA VISTA, CA 91910-6620

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000051143
Instrument Date	Jan 24, 2017
Instrument	51143
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	987 ROCA PL CHULA VISTA CA 919106620, CHULA VISTA, CA 91910-6620

Mortgage

Document Number	51144
Date	Jan 31, 2017
Instrument	51144

Lender

Name	NEWFI
Address	2200 POWELL ST # 340, EMERYVILLE, CA 94608-1877

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	987 ROCA PL, CHULA VISTA, CA 91910-6620
Document Number	0000051145
Instrument Date	Jan 24, 2017
Instrument	51145
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	987 ROCA PL CHULA VISTA CA 919106620, CHULA VISTA, CA 91910-6620

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,006 (+2%) Land $728,280 Building $327,726
2025	$12,495.00 (+141.82%) Homeowner's exemption	$1,035,300 (+148.36%) Land $714,000 Building $321,300
2023	$5,167.00 (+3.01%)	$416,856 Land $176,997 Building $239,859
2022	$5,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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