987 Pratt Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 987 Pratt Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1993
Lot Size	1.96 acres (85,683 sqft)
Owner	2 Individual Names on File
Last Sale	$137,123 (Jan 2024)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R197551`

Property Details

APN / Parcel Number

Primary APN	`R197551`
Alternative APNs	`00447000000900111` `197551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	85,683 sqft
Lot Dimensions	714 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	28 sqft
Storage Building	192 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	987 PRATT RD
City	RED OAK
State	TX
Zip	75154-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 GOODSMITH ESTS 1.967 ACRES
Legal Subdivision	GOODSMITH ESTS
Legal Lot Number	9
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3002
Census Tract	60207

Owner

Source: Ellis County records · APN R197551

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	987 PRATT RD, RED OAK, TX 75154-5150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Deed Document Number	20242474
Prior Transfer Date	Jan 27, 2024
Prior Transfer Doc	0000002474
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELLIS TX
Recording Date	Jan 29, 2024
Property Address	987 PRATT RD, RED OAK, TX 75154-5150
Document Number	0002402474
Map Reference	CAB C SL 66
Instrument Date	Jan 26, 2024
Instrument	2402474
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	987 PRATT RD, RED OAK, TX 75154-5150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 PRATT RD, RED OAK, TX 75154-5150

Mortgage

Document Number	0002402482
Date	Jan 29, 2024
Instrument	2402482

Lender

Name	TEXAS TRUST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,525 (+1%)	$377,276 (+2.51%) Land $170,000 Building $207,276
2025	$1,550.00 (-33.33%) Homeowner's exemption Senior Citizen's exemption	$256,841 (-26.67%) Land $170,000 Building $198,051	$368,051 (+5.09%) Land $170,000 Building $198,051
2024	$2,325.00 (+13.91%)
2023	$2,041.00 (-6.63%) Homeowner's exemption	$350,236 Land $140,000 Building $210,236	$350,236 Land $140,000 Building $210,236
2018	$2,186.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), as of October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
JAB Wireless Fiber	1,000 / 200
AMG Technology Investment Group Fixed Wireless	400 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0700033, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCKETT SUD serves 46,614 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.