987 N 185 W, Orem, UT 84057 Property Records

Utah County property record for 987 N 185 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,702 sqft · built 1976
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$468,800 (Feb 2021)
Tax Bill	$2,653 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-112-0005`

Property Details

APN / Parcel Number

Primary APN	`36-112-0005`
Alternative APN	`043662`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	1,702 sqft
Basement Area	1,645 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)

Exterior Amenities

Porch	Wood Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	043662
Street Address	987 N 185 W
City	OREM
State	UT
Zip	84057-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, PLAT B, COTTAGE HEIGHTS SUBD. LESS N 4 FT.
Legal Subdivision	COTTAGE HEIGHTS SUB
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1006
Census Tract	703

Owner

987 N 185 W is owned and occupied by two individuals who bought it in February 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	987 N 185 W, OREM, UT 84057-3128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 18, 2020	Intrafamily Transfer, Transfer FIRST TITLE INSURANCE AGENCY
Feb 4, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2018	Intrafamily Transfer, Transfer · FHA Mortgage SECURITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	Jan 12, 2018 · Amount on File
Deed Document Number	202124640
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0000066566
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 9, 2021
Property Address	987 N 185 W, OREM, UT 84057-3128
Document Number	0000024640
Instrument Date	Feb 8, 2021
Instrument	24640:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	987 N 185 W, OREM, UT 84057-3128

Mortgage

Document Number	0000024663
Date	Feb 9, 2021
Instrument	24663:2021

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 18, 2020
Property Address	987 N 185 W, OREM, UT 84057-3128
Document Number	0000066566
Instrument Date	May 18, 2020
Instrument	66566:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	987 N 185 W, OREM, UT 84057-3128

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 4, 2019
Property Address	987 N 185 W, OREM, UT 84057-3128
Document Number	0000009616
Instrument Date	Feb 1, 2019
Instrument	9616
Transaction Type	Transfer
Record Updated	Feb 21, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 N 185 W OREM UT 840573128, OREM, UT 84057-3128

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 12, 2018
Property Address	987 N 185 W, OREM, UT 84057-3128
Document Number	0000004110
Instrument Date	Jan 11, 2018
Instrument	004110:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	UTAH FIRST TITLE INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	987 N 185 W, OREM, UT 84057-3128

Mortgage

Document Number	0000004111
Date	Jan 12, 2018
Instrument	004111:2018

Lender

Name	SECURITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 987 N 185 W was $2,653, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,280 (-41%)	$649,600 (+7.27%) Land $194,900 Building $454,700
2025	$2,653.00 (+0.04%)	$605,600 Land $181,700 Building $423,900	$605,600 Land $181,700 Building $423,900
2024	$2,652.00 (+7.94%)
2023	$2,457.00 (+1.7%)	$323,015	$587,300 Land $205,600 Building $381,700
2022	$2,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 N 185 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 N 185 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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