987 Manteca Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 987 Manteca Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 2003
Lot Size	0.197 acres (8,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Feb 2021)
Tax Bill	$9,145 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`122-501-08-00`

Property Details

APN / Parcel Number

Primary APN	`122-501-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,069 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,589 sqft (0.197 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	987 MANTECA DR
City	OCEANSIDE
State	CA
Zip	92057-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 114 TR 014389
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	014389
Legal Block	1
Legal Lot Number	114
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 26, 2021	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2021	Grant Deed, Construction Loan · Construction Mortgage FIDELIS PRIVATE FUND LP
Mar 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	2021155205
Prior Transfer Date	Mar 3, 2020
Prior Transfer Doc	0000124757
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644

Mortgage

Document Number	0000386588
Date	Oct 3, 2022
Instrument	2022-0386588

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301560
Date	Jul 5, 2017
Instrument	2017-0301560

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644
Document Number	0000155205
Map Reference	MAP 14389
Instrument Date	Jan 15, 2021
Instrument	2021-0155205
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644

Mortgage

Document Number	0000155206
Date	Feb 26, 2021
Instrument	2021-0155206

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2021
Property Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644
Document Number	0000089555
Map Reference	MAP 14389
Instrument Date	Jan 15, 2021
Instrument	2021-0089555
Transaction Type	Construction Loan
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 LA TERRAZA BLVD STE 100, 100, ESCONDIDO, CA 92025-3867

Mortgage

Document Number	0000089556
Date	Feb 5, 2021
Instrument	2021-0089556

Lender

Name	FIDELIS PRIVATE FUND LP
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2020
Property Address	987 MANTECA DR, OCEANSIDE, CA 92057-2644
Document Number	0000124757
Instrument Date	Mar 3, 2020
Instrument	124757
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	987 MANTECA DR OCEANSIDE CA 920572644, OCEANSIDE, CA 92057-2644

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,252 (+2%) Land $441,631 Building $303,621
2025	$9,145.00 (+2.74%)	$730,640 (+4.04%) Land $432,972 Building $297,668
2023	$8,901.00 (+1.38%)	$702,270 Land $416,160 Building $286,110
2022	$8,780.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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