987 Lowell Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 987 Lowell Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 5,362 sqft · built 2013
Lot Size	3.67 acres (160,150 sqft)
Owner	2 Trust Names on File
Last Sale	$2,970,000 (Nov 2025)
Tax Bill	$38,453 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`CONC M:5F B:1615`

Property Details

APN / Parcel Number

Primary APN	`CONC M:5F B:1615`
Alternative APNs	`M:00005F B:01615-00000` `448`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	5,362 sqft Living Area
Gross Area	9,268 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,150 sqft (3.67 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	448
Street Address	987 LOWELL RD
City	CONCORD
State	MA
Zip	01742-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z
Legal Block	1615
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4009
Census Tract	361300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

987 Lowell Rd is owner-occupied and held in a trust since November 2025.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	987 LOWELL RD, CONCORD, MA 01742-5504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Nov 21, 2025	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Jan 12, 2015 · Amount on File
Deed Book / Page	84914 / 532
Prior Transfer Date	Oct 28, 2025
Prior Transfer Doc	084914-532
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	987 LOWELL RD, CONCORD, MA 01742-5504
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081599-53
Date	May 31, 2023
Book Page	81599/53
Instrument	57271

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Nov 21, 2025
Property Address	987 LOWELL RD, CONCORD, MA 01742-5504
Document Number	084914-532
Book / Page	84914 / 532
Instrument Date	Oct 28, 2025
Instrument	143660
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	987 LOWELL RD, CONCORD, MA 01742-5504

Tax Assessment & Valuation

The 2025 property tax bill for 987 Lowell Rd was $38,453, up 1% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,453.00 (+1.05%)	$2,899,900 (+0.06%) Land $680,200 Building $2,219,700	$3,024,230
2024	$38,055.00 (+23.32%)	$2,898,300 (+21.72%) Land $680,200 Building $2,218,100
2023	$30,859.00	$2,381,100 Land $623,200 Building $1,757,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 987 Lowell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1987–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 987 Lowell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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