McLennan County property record for 987 Lost Gold Rd, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,792 sqft · built 2020 |
| Lot Size | 1.66 acres (72,745 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,972 (2025) |
| Deeds & Mortgages | Jul 2020 Loan Modification Jul 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-030000-000900-7 |
| Primary APN | 18-030000-000900-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 3,013 sqft |
| 1st Floor Area | 1,902 sqft |
| 2nd Floor Area | 890 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 72,745 sqft |
| Garage Type | Attached |
| Garage Area | 221 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 987 LOST GOLD RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-7035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | PATRICK LOT ALL BLOCK B ACRES 1.67 |
| Legal Subdivision | PATRICK |
| Legal Block | B |
| Legal Lot Number | ALL |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CHINA SPRING |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 4102 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 CANNON LN, WACO, TX 76708-7064 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2020 | Loan Modification, Mortgage FIRST NAT'L BK/BOSQUE CNTY |
| Jul 15, 2019 | Quit Claim Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/BOSQUE CNTY |
| Oct 22, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2007 |
| Deed Sale | Mar 12, 2007 |
| Deed Document Number | 20078936 |
| Last Transfer Date | Oct 19, 2018 |
| Transfer Doc | 0000037183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 987 LOST GOLD RD, WACO, TX 76708-7035 |
| Document Number | 0000024173 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 987 LOST GOLD RD WACO TX 767087035, WACO, TX 76708-7035 |
| Document Number | 0000024173 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 24173 |
| Name | FIRST NAT'L BK/BOSQUE CNTY |
|---|---|
| Type | Bank |
| Address | 418 E AVENUE E # C, VALLEY MILLS, TX 76689 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 19, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 15, 2019 |
| Property Address | 987 LOST GOLD RD, WACO, TX 76708-7035 |
| Document Number | 0000023137 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 23137 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 7, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 CANNON LN WACO TX 767087064, WACO, TX 76708-7064 |
| Document Number | 23140 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 23140 |
| Name | FIRST NAT'L BK/BOSQUE CNTY |
|---|---|
| Type | Bank |
| Address | VALLEY MILLS, TX 76689 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 14, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Oct 22, 2018 |
| Property Address | 987 LOST GOLD RD, WACO, TX 76708-7035 |
| Document Number | 0000037183 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 37183 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 103 CANNON LN WACO TX 767087064, WACO, TX 76708-7064 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,835 (-9%) Land $36,715 Building $464,120 | $500,835 (-9%) Land $36,715 Building $464,120 | |
| 2025 | $7,972.00 (+3.25%) | $550,350 (+4.8%) Land $30,390 Building $519,960 | $550,350 (+4.8%) Land $30,390 Building $519,960 |
| 2024 | $7,721.00 (-0.63%) | ||
| 2023 | $525,150 Land $30,390 Building $494,760 | $525,150 Land $30,390 Building $494,760 | |
| 2022 | $7,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSS COUNTRY WSC serves 3,939 people · EPA ID TX1550059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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